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Marketplace health plans in Morgan County, UT — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Morgan County, Utah has 33 Marketplace health plans from 4 insurers: 10 bronze, 10 silver, 9 gold, 4 platinum. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $674 per month; the lowest bronze premium is $521.63.
What changed vs 2026
- Benchmark silver premium up $43.23 a month (+6.9%) from 2026
- 1 fewer plan than 2026
- Lowest bronze premium up $25.57 a month
Market snapshot
- Residents under 65
- 11,220
- Insurers
- 4
- Plans by metal level
- 10 bronze, 10 silver, 9 gold, 4 platinum
- Benchmark silver premium, age 40, before subsidies
- $674/mo
- Lowest bronze premium, age 40, before subsidies
- $521.63/mo
- Lowest gold premium, age 40, before subsidies
- $737.01/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Select Health — 17 plans (Bronze, Silver, Gold, Platinum)
- Regence BlueCross BlueShield of Utah — 7 plans (Bronze, Silver, Gold)
- University of Utah Health Plans — 6 plans (Bronze, Silver, Gold)
- BridgeSpan Health Company — 3 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Value Expanded Bronze 6900 Medical Deductible - HSA Eligible (68781UT0020025) | Select Health | HMO | $521.63 | $6,900 | $12,000 | 10 |
| Silver | Value Benchmark Silver 5900 Medical Deductible (68781UT0200007) | Select Health | HMO | $646.66 | $5,900 | $10,000 | 10 |
| Gold | Value Gold 1500 Medical Deductible (68781UT0020023) | Select Health | HMO | $737.01 | $1,500 | $8,000 | 9 |
| Platinum | Value Benchmark Platinum (68781UT0200034) | Select Health | HMO | $1,065.97 | $0 | $8,950 | 4 |
One plan per metal level shown, of 33 plans in the county.
Benchmark silver premium by age
The benchmark plan (Select Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $455.71 | $633.44 | $633.44 | $674 | $969.30 | $1,367.13 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.