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Marketplace health plans in Cabell County, WV — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Cabell County, West Virginia has 37 Marketplace health plans from 2 insurers: 8 bronze, 13 silver, 13 gold, 2 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $1,174.56 per month; the lowest bronze premium is $847.93.
What changed vs 2025
- Benchmark silver premium up $168.12 a month (+16.7%) from 2025
- 2 more plans than 2025
- Lowest bronze premium up $111.50 a month
Market snapshot
- Residents under 65
- 74,189
- Insurers
- 2
- Plans by metal level
- 8 bronze, 13 silver, 13 gold, 2 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $1,174.56/mo
- Lowest bronze premium, age 40, before subsidies
- $847.93/mo
- Lowest gold premium, age 40, before subsidies
- $1,051.79/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,200
Insurers in the county
- CareSource — 22 plans (Bronze, Silver, Gold, Platinum)
- Highmark Blue Cross Blue Shield West Virginia — 15 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits (31274WV0560010) | Highmark Blue Cross Blue Shield West Virginia | PPO | $657.80 | $10,600 | $10,600 | 1 |
|---|
| Bronze | my Blue Access WV PPO Bronze 9200 (31274WV0560006) | Highmark Blue Cross Blue Shield West Virginia | PPO | $847.93 | $9,200 | $9,200 | 8 |
|---|
| Silver | my Blue Access WV PPO Standard Silver 6000 (31274WV0560008) | Highmark Blue Cross Blue Shield West Virginia | PPO | $1,133.41 | $6,000 | $8,900 | 13 |
|---|
| Gold | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services (50328WV0010035) | CareSource | HMO | $1,051.79 | $3,000 | $8,500 | 13 |
|---|
| Platinum | Platinum Zero $5 Generic Drugs (50328WV0010034) | CareSource | HMO | $1,985.13 | $0 | $5,200 | 2 |
|---|
One plan per metal level shown, of 37 plans in the county.
Benchmark silver premium by age
The benchmark plan (CareSource) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $919.06 | $963.18 | $1,043.13 | $1,174.56 | $1,641.44 | $2,494.33 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.