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Medicare plans in Baldwin County, AL — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Baldwin County, Alabama has 87 Medicare plans (35 Medicare Advantage with drug coverage, 8 without, 11 standalone Part D, 33 Special Needs) from 10 carriers. 54 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $1,900.

What changed vs 2026

  • 11 more plans than 2026
  • $0-premium plans up 20
  • Average star rating up 0.1

Market snapshot

Residents 65 and older
53,523
Residents 60–64, aging in over the next five years
19,875
Medicare eligibles
67,708
Medicare Advantage penetration
57.8%
Plans per 1,000 residents 65+
1.6

Carriers by number of plans

  • Humana — 22 plans
  • Devoted Health — 18 plans
  • UnitedHealthcare — 18 plans
  • HealthSpring — 8 plans
  • Aetna Medicare — 6 plans
  • VIVA Medicare — 6 plans
  • Simpra Advantage — 3 plans
  • Blue Cross and Blue Shield of Alabama — 2 plans

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
UHC Nursing Home Plan EX-F001 (PPO I-SNP) (H0710-004-0)UnitedHealthcareSNPPPO I-SNP$0$700$9,8505.0
DEVOTED C-SNP CHOICE ENHANCED 013 AL (PPO C-SNP) (H7028-013-0)Devoted HealthSNPPPO C-SNP$0$650$6,1004.5
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 AL (PPO C-SNP) (H7028-017-0)Devoted HealthSNPPPO C-SNP$0$700$7,2504.5
DEVOTED C-SNP CHOICE PLUS 015 AL (PPO C-SNP) (H7028-015-0)Devoted HealthSNPPPO C-SNP$0$650$9,8504.5
DEVOTED CHOICE 007 AL (PPO) (H7028-007-0)Devoted HealthMA-PDPPO$0$650$5,6004.5
DEVOTED CHOICE GIVEBACK 009 AL (PPO) (H7028-009-0)Devoted HealthMA-PDPPO$0$650$9,8504.5
DEVOTED CHOICE GIVEBACK EXTRAS 038 AL (PPO) (H7028-038-0)Devoted HealthMA-PDPPO$0$700$7,2504.5
DEVOTED DUAL CHOICE FULL 011 AL (PPO D-SNP) (H7028-011-0)Devoted HealthSNPPPO D-SNP$0$700$9,8504.5
Humana Dual QMB Only (HMO D-SNP) (H4461-074-0)HumanaSNPHMO D-SNP$0$100$9,8504.5
Humana Dual Select H4461-077 (HMO D-SNP) (H4461-077-0)HumanaSNPHMO D-SNP$0$50$9,8504.5

Showing 10 of 87 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.