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Medicare plans in Russell County, AL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Russell County, Alabama has 67 Medicare plans (26 Medicare Advantage with drug coverage, 6 without, 12 standalone Part D, 23 Special Needs) from 9 carriers. 22 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,900.
Market snapshot
- Residents 65 and older
- 8,979
- Residents 60–64, aging in over the next five years
- 3,543
- Medicare eligibles
- 12,925
- Medicare Advantage penetration
- 58.3%
- Plans per 1,000 residents 65+
- 7.5
Carriers by number of plans
- Humana — 22 plans
- UnitedHealthcare — 14 plans
- Devoted Health — 11 plans
- Aetna Medicare — 7 plans
- Blue Cross and Blue Shield of Alabama — 3 plans
- HealthSpring — 3 plans
- Simpra Advantage — 3 plans
- BlueRx (PDP) — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
| Aetna Medicare Signature Plus (PPO) (H5521-116-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.5 |
| HumanaChoice H7617-091 (PPO) (H7617-091-0) | Humana | MA-PD | PPO | $0 | $590 | $4,000 | 4.5 |
| HumanaChoice H7617-090 (PPO) (H7617-090-0) | Humana | MA-PD | PPO | $20 | $615 | $3,000 | 4.5 |
| UHC Nursing Home Plan EX-F001 (PPO I-SNP) (H0710-004-0) | UnitedHealthcare | SNP | PPO I-SNP | $22.50 | $615 | $9,250 | 4.5 |
| Aetna Medicare Value Plus (PPO) (H5521-467-0) | Aetna Medicare | MA-PD | PPO | $23.30 | $615 | $9,250 | 4.5 |
| Humana Value Plus H7617-089 (PPO) (H7617-089-0) | Humana | MA-PD | PPO | $27.70 | $615 | $3,000 | 4.5 |
| Aetna Medicare Eagle Plus (PPO) (H5521-229-0) | Aetna Medicare | MA | PPO | | | $7,900 | 4.5 |
| AARP Medicare Advantage from UHC AL-0001 (HMO-POS) (H0432-003-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $6,700 | 4.0 |
| AARP Medicare Advantage from UHC AL-0003 (HMO-POS) (H2802-041-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $440 | $5,900 | 4.0 |
| AARP Medicare Advantage from UHC AL-0004 (PPO) (H1889-015-0) | UnitedHealthcare | MA-PD | PPO | $0 | $600 | $6,700 | 4.0 |
Showing 10 of 67 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.