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Medicare plans in Santa Cruz County, AZ — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Santa Cruz County, Arizona has 37 Medicare plans (13 Medicare Advantage with drug coverage, 4 without, 9 standalone Part D, 11 Special Needs) from 10 carriers. 20 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,499.
What changed vs 2026
- 6 fewer plans than 2026
- $0-premium plans up 2
- Average star rating up 0.3
Market snapshot
- Residents 65 and older
- 9,427
- Residents 60–64, aging in over the next five years
- 3,139
- Medicare eligibles
- 12,355
- Medicare Advantage penetration
- 65.7%
- Plans per 1,000 residents 65+
- 3.9
Carriers by number of plans
- UnitedHealthcare — 9 plans
- Humana — 8 plans
- Alignment Health Plan — 5 plans
- Devoted Health — 5 plans
- Wellcare — 4 plans
- Banner Medicare Advantage — 2 plans
- Aetna Medicare — 1 plan
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Complete Care Support AZ-1A (PPO C-SNP) (H2001-036-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $100 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-146-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-207-0) | Humana | PDP | PDP | $22.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-174-0) | Humana | PDP | PDP | $137.60 | $350 | 4.5 | |
| AARP Medicare Advantage from UHC AZ-0010 (PPO) (H2406-076-0) | UnitedHealthcare | MA-PD | PPO | $0 | $685 | $7,150 | 4.0 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) (H2406-077-0) | UnitedHealthcare | MA | PPO | $0 | $7,150 | 4.0 | |
| Alignment Health Heart & Diabetes 003 (HMO C-SNP) (H3443-003-0) | Alignment Health Plan | SNP | HMO C-SNP | $0 | $0 | $2,499 | 4.0 |
| Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP) (H3443-007-0) | Alignment Health Plan | SNP | HMO C-SNP | $0 | $700 | $2,900 | 4.0 |
| Alignment Health ONE + Walgreens 002 (HMO) (H3443-002-0) | Alignment Health Plan | MA-PD | HMO | $0 | $0 | $2,499 | 4.0 |
| Alignment Health Smart 005 (HMO) (H3443-005-0) | Alignment Health Plan | MA-PD | HMO | $0 | $700 | $3,900 | 4.0 |
Showing 10 of 37 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.