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Medicare plans in Gilpin County, CO — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Gilpin County, Colorado has 37 Medicare plans (12 Medicare Advantage with drug coverage, 3 without, 8 standalone Part D, 14 Special Needs) from 7 carriers. 20 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,300.
What changed vs 2026
- 21 fewer plans than 2026
- Carriers exited: Aetna Medicare, Clear Spring Health
- $0-premium plans down 6
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 1,315
- Residents 60–64, aging in over the next five years
- 796
- Medicare eligibles
- 1,362
- Medicare Advantage penetration
- 49.9%
- Plans per 1,000 residents 65+
- 28.1
Carriers by number of plans
- Devoted Health — 11 plans
- Humana — 9 plans
- Kaiser Permanente — 6 plans
- UnitedHealthcare — 6 plans
- Select Health — 2 plans
- Wellcare — 2 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) (H7617-067-0) | Humana | SNP | PPO D-SNP | $0 | $0 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-111-0) | Humana | PDP | PDP | $11.30 | $700 | 4.5 | |
| UHC Dual Advantage CO-V1 (PPO D-SNP) (H2001-052-0) | UnitedHealthcare | SNP | PPO D-SNP | $18.40 | $700 | $5,900 | 4.5 |
| UHC Dual Complete CO-Q2 (PPO D-SNP) (H2001-053-0) | UnitedHealthcare | SNP | PPO D-SNP | $18.40 | $700 | $9,850 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-206-0) | Humana | PDP | PDP | $102.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-173-0) | Humana | PDP | PDP | $156.40 | $350 | 4.5 | |
| DEVOTED C-SNP ENHANCED 009 CO (HMO C-SNP) (H7147-009-0) | Devoted Health | SNP | HMO C-SNP | $0 | $461 | $4,700 | 4.0 |
| DEVOTED C-SNP GIVEBACK EXTRAS 016 CO (HMO C-SNP) (H7147-016-0) | Devoted Health | SNP | HMO C-SNP | $0 | $700 | $6,750 | 4.0 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP) (H7147-013-0) | Devoted Health | SNP | HMO C-SNP | $0 | $461 | $9,850 | 4.0 |
| DEVOTED CORE 004 CO (HMO) (H7147-004-0) | Devoted Health | MA-PD | HMO | $0 | $465 | $4,450 | 4.0 |
Showing 10 of 37 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.