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Medicare plans in Phillips County, CO — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Phillips County, Colorado has 16 Medicare plans (2 Medicare Advantage with drug coverage, 0 without, 10 standalone Part D, 4 Special Needs) from 5 carriers. 0 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $5,900.
Market snapshot
- Residents 65 and older
- 924
- Residents 60–64, aging in over the next five years
- 275
- Medicare eligibles
- 1,006
- Medicare Advantage penetration
- 17.4%
- Plans per 1,000 residents 65+
- 17.3
Carriers by number of plans
- UnitedHealthcare — 8 plans
- Humana — 3 plans
- HealthSpring — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| UHC Dual Complete CO-S001 (PPO D-SNP) (H2001-053-0) | UnitedHealthcare | SNP | PPO D-SNP | $24.50 | $615 | $9,250 | 4.5 |
|---|
| UHC Dual Complete CO-V001 (PPO D-SNP) (H2001-052-0) | UnitedHealthcare | SNP | PPO D-SNP | $35.20 | $615 | $5,900 | 4.5 |
|---|
| UHC Dual Complete CO-S002 (HMO-POS D-SNP) (H0624-001-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $20.60 | $615 | $9,250 | 4.0 |
|---|
| AARP Medicare Advantage from UHC CO-0013 (PPO) (H2406-104-0) | UnitedHealthcare | MA-PD | PPO | $29 | $600 | $6,700 | 4.0 |
|---|
| UHC Dual Complete CO-S4 (HMO-POS D-SNP) (H0624-006-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $35 | $615 | $9,250 | 4.0 |
|---|
| AARP Medicare Advantage from UHC CO-0017 (PPO) (H2406-110-0) | UnitedHealthcare | MA-PD | PPO | $80 | $600 | $6,700 | 4.0 |
|---|
| Humana Basic Rx Plan (PDP) (S5884-111-0) | Humana | PDP | PDP | $0 | $615 | | Not rated |
|---|
| Wellcare Value Script (PDP) (S4802-160-0) | Wellcare | PDP | PDP | $0 | $615 | | Not rated |
|---|
| Wellcare Classic (PDP) (S4802-091-0) | Wellcare | PDP | PDP | $2.20 | $615 | | Not rated |
|---|
| Humana Value Rx Plan (PDP) (S5884-206-0) | Humana | PDP | PDP | $48.50 | $601 | | Not rated |
|---|
Showing 10 of 16 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.