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Medicare plans in Hardee County, FL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Hardee County, Florida has 58 Medicare plans (16 Medicare Advantage with drug coverage, 7 without, 11 standalone Part D, 24 Special Needs) from 8 carriers. 39 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $1,500.
What changed vs 2026
- 1 more plan than 2026
- Carriers entered: Devoted Health, HealthSpring
- Carriers exited: Health First Health Plans, Inc.
- $0-premium plans up 5
Market snapshot
- Residents 65 and older
- 4,138
- Residents 60–64, aging in over the next five years
- 1,639
- Medicare eligibles
- 4,713
- Medicare Advantage penetration
- 63.3%
- Plans per 1,000 residents 65+
- 14
Carriers by number of plans
- Humana — 22 plans
- UnitedHealthcare — 14 plans
- Devoted Health — 8 plans
- Gold Kidney Health Plan — 5 plans
- Florida Blue — 4 plans
- Wellcare — 3 plans
- Aetna Medicare — 1 plan
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| DEVOTED CORE 025 FL (HMO) (H1290-025-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $3,950 | 4.5 |
| DEVOTED CORE 061 FL (HMO) (H1290-061-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $3,900 | 4.5 |
| DEVOTED DUAL 034 FL (HMO D-SNP) (H1290-034-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $4,400 | 4.5 |
| DEVOTED DUAL FULL 100 FL (HMO D-SNP) (H1290-100-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) (H1290-052-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED GIVEBACK 032 FL (HMO) (H1290-032-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $7,150 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 109 FL (HMO) (H1290-109-0) | Devoted Health | MA-PD | HMO | $0 | $700 | $5,400 | 4.5 |
| Humana Dual Integrated (HMO D-SNP) (H1036-340-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Select H1036-102 (HMO D-SNP) (H1036-102-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $1,500 | 4.5 |
| Humana Dual Select H1036-314 (HMO D-SNP) (H1036-314-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
Showing 10 of 58 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.