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Medicare plans in Lee County, FL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Lee County, Florida has 78 Medicare plans (24 Medicare Advantage with drug coverage, 10 without, 11 standalone Part D, 33 Special Needs) from 14 carriers. 58 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $500.
What changed vs 2026
- 10 fewer plans than 2026
- Carriers entered: Devoted Health
- Average star rating down 0.1
Market snapshot
- Residents 65 and older
- 236,549
- Residents 60–64, aging in over the next five years
- 61,040
- Medicare eligibles
- 228,579
- Medicare Advantage penetration
- 50.5%
- Plans per 1,000 residents 65+
- 0.3
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 16 plans
- Aetna Medicare — 8 plans
- Freedom Health, Inc. — 7 plans
- Florida Blue — 6 plans
- Wellcare — 4 plans
- Florida Blue HMO — 3 plans
- Florida Complete Care — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) (H0710-010-0) | UnitedHealthcare | SNP | PPO I-SNP | $6.10 | $700 | $9,850 | 5.0 |
| Longevity Health Plan (HMO I-SNP) (H1644-001-0) | Longevity Health Plan | SNP | HMO I-SNP | $7.30 | $700 | $9,850 | 5.0 |
| Humana Dual Integrated (HMO D-SNP) (H1036-340-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Select H1036-285 (HMO D-SNP) (H1036-285-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Dual Select H1036-314 (HMO D-SNP) (H1036-314-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Essentials Plus Giveback (PPO) (H7617-126-0) | Humana | MA-PD | PPO | $0 | $700 | $7,150 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-311-0) | Humana | SNP | HMO C-SNP | $0 | $0 | $3,300 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-338-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $2,850 | 4.5 |
| Humana Gold Plus Giveback H1036-278 (HMO) (H1036-278-0) | Humana | MA-PD | HMO | $0 | $700 | $4,400 | 4.5 |
| Humana Gold Plus H1036-217 (HMO) (H1036-217-0) | Humana | MA-PD | HMO | $0 | $700 | $3,800 | 4.5 |
Showing 10 of 78 plans.
Nearby counties
Agent Tools
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- Marketplace (ACA) plans in this county
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- Alert me when plans change here
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.