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Medicare plans in Towns County, GA — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Towns County, Georgia has 74 Medicare plans (26 Medicare Advantage with drug coverage, 14 without, 10 standalone Part D, 24 Special Needs) from 8 carriers. 26 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,400.
Market snapshot
- Residents 65 and older
- 4,769
- Residents 60–64, aging in over the next five years
- 1,327
- Medicare eligibles
- 5,785
- Medicare Advantage penetration
- 51.1%
- Plans per 1,000 residents 65+
- 15.5
Carriers by number of plans
- Humana — 22 plans
- UnitedHealthcare — 14 plans
- Wellcare — 12 plans
- Aetna Medicare — 10 plans
- Anthem Blue Cross and Blue Shield — 7 plans
- Devoted Health — 5 plans
- Clear Spring Health — 2 plans
- HealthSpring — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| UHC Dual Complete GA-S1 (PPO D-SNP) (H3256-005-2) | UnitedHealthcare | SNP | PPO D-SNP | $25.40 | $615 | $9,250 | 5.0 |
|---|
| UHC Dual Complete GA-S2 (PPO D-SNP) (H3256-004-2) | UnitedHealthcare | SNP | PPO D-SNP | $25.40 | $615 | $9,250 | 5.0 |
|---|
| UHC Dual Complete GA-V1 (PPO D-SNP) (H3256-006-2) | UnitedHealthcare | SNP | PPO D-SNP | $25.40 | $615 | $7,900 | 5.0 |
|---|
| Aetna Medicare Full Dual Care (HMO D-SNP) (H5302-024-0) | Aetna Medicare | SNP | HMO D-SNP | $0 | $615 | $9,250 | 4.5 |
|---|
| HumanaChoice Giveback H7617-094 (PPO) (H7617-094-0) | Humana | MA-PD | PPO | $0 | $450 | $9,250 | 4.5 |
|---|
| HumanaChoice H7617-093 (PPO) (H7617-093-0) | Humana | MA-PD | PPO | $0 | $450 | $9,250 | 4.5 |
|---|
| Humana USAA Honor Giveback (PPO) (H7617-096-0) | Humana | MA | PPO | | | $9,250 | 4.5 |
|---|
| AARP Medicare Advantage from UHC GA-5 (HMO-POS) (H5322-047-2) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $520 | $6,700 | 4.0 |
|---|
| Aetna Medicare Elite (PPO) (H2293-031-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.0 |
|---|
| UHC Complete Care GA-3 (PPO C-SNP) (H1889-020-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $520 | $9,250 | 4.0 |
|---|
Showing 10 of 74 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.