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Medicare plans in Clinton County, IL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Clinton County, Illinois has 57 Medicare plans (32 Medicare Advantage with drug coverage, 6 without, 10 standalone Part D, 9 Special Needs) from 9 carriers. 36 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,850.
What changed vs 2026
- 8 fewer plans than 2026
- Carriers exited: Blue Cross and Blue Shield of Illinois, Clear Spring Health
- $0-premium plans down 2
- Average star rating up 0.3
Market snapshot
- Residents 65 and older
- 6,955
- Residents 60–64, aging in over the next five years
- 2,753
- Medicare eligibles
- 8,812
- Medicare Advantage penetration
- 39.5%
- Plans per 1,000 residents 65+
- 8.2
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 8 plans
- Aetna Medicare — 7 plans
- Devoted Health — 6 plans
- Wellcare — 6 plans
- Essence Healthcare — 5 plans
- HealthSpring — 2 plans
- Aetna Medicare FIDE — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Essentials Plus Giveback (HMO) (H0028-065-0) | Humana | MA-PD | HMO | $0 | $700 | $4,200 | 4.5 |
| Humana Essentials Plus Giveback (HMO) (H4461-045-0) | Humana | MA-PD | HMO | $0 | $700 | $4,200 | 4.5 |
| Humana Full Access (PPO) (H7617-008-0) | Humana | MA-PD | PPO | $0 | $500 | $6,600 | 4.5 |
| Humana Total Complete (HMO) (H0028-014-0) | Humana | MA-PD | HMO | $0 | $700 | $2,850 | 4.5 |
| Humana Total Complete (HMO) (H4461-046-0) | Humana | MA-PD | HMO | $0 | $700 | $2,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-012-0) | Humana | MA | PPO | $0 | $4,700 | 4.5 | |
| Humana Value Choice (PPO) (H7617-023-0) | Humana | MA-PD | PPO | $0 | $700 | $4,400 | 4.5 |
| HumanaChoice Giveback H7617-013 (PPO) (H7617-013-0) | Humana | MA-PD | PPO | $0 | $700 | $5,000 | 4.5 |
| UHC Complete Care Support ST-1A (PPO C-SNP) (H2001-037-0) | UnitedHealthcare | SNP | PPO C-SNP | $5.30 | $700 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-107-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 |
Showing 10 of 57 plans.
Nearby counties
Agent Tools
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- Marketplace (ACA) plans in this county
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.