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Medicare plans in Cook County, IL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Cook County, Illinois has 90 Medicare plans (51 Medicare Advantage with drug coverage, 7 without, 12 standalone Part D, 20 Special Needs) from 16 carriers. 49 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,000.
Market snapshot
- Residents 65 and older
- 827,156
- Residents 60–64, aging in over the next five years
- 315,639
- Medicare eligibles
- 896,718
- Medicare Advantage penetration
- 44.8%
- Plans per 1,000 residents 65+
- 0.1
Carriers by number of plans
- Humana — 19 plans
- UnitedHealthcare — 12 plans
- Wellcare — 10 plans
- Aetna Medicare — 9 plans
- HealthSpring — 7 plans
- Zing Health — 7 plans
- Devoted Health — 6 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 4 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Longevity Health Plan (HMO I-SNP) (H9590-001-0) | Longevity Health | SNP | HMO I-SNP | $15.20 | $615 | $9,250 | 5.0 |
|---|
| Aetna Medicare Signature Extra (PPO) (H5521-086-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $5,200 | 4.5 |
|---|
| Essence Advantage Select (HMO) (H2610-027-0) | Essence Healthcare | MA-PD | HMO | $0 | $0 | $3,600 | 4.5 |
|---|
| HealthSpring Preferred (HMO) (H4513-085-0) | HealthSpring | MA-PD | HMO | $0 | $200 | $2,000 | 4.5 |
|---|
| HealthSpring Preferred Savings (HMO) (H4513-086-0) | HealthSpring | MA-PD | HMO | $0 | $200 | $4,000 | 4.5 |
|---|
| HealthSpring Premier (HMO-POS) (H4513-084-0) | HealthSpring | MA-PD | HMO-POS | $0 | $200 | $2,900 | 4.5 |
|---|
| Humana Full Access H7617-009 (PPO) (H7617-009-0) | Humana | MA-PD | PPO | $0 | $400 | $4,500 | 4.5 |
|---|
| HumanaChoice H7617-018 (PPO) (H7617-018-0) | Humana | MA-PD | PPO | $0 | $615 | $3,600 | 4.5 |
|---|
| UHC Complete Care Support IL-1A (PPO C-SNP) (H2001-038-0) | UnitedHealthcare | SNP | PPO C-SNP | $15.20 | $450 | $9,250 | 4.5 |
|---|
| UHC Nursing Home Plan IL-F001 (PPO I-SNP) (H0710-039-0) | UnitedHealthcare | SNP | PPO I-SNP | $15.20 | $615 | $9,250 | 4.5 |
|---|
Showing 10 of 90 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.