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Medicare plans in Cook County, IL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Cook County, Illinois has 77 Medicare plans (42 Medicare Advantage with drug coverage, 6 without, 10 standalone Part D, 19 Special Needs) from 13 carriers. 53 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,150.
What changed vs 2026
- 13 fewer plans than 2026
- Carriers exited: Clear Spring Health
- $0-premium plans down 3
- Average star rating up 0.3
Market snapshot
- Residents 65 and older
- 827,156
- Residents 60–64, aging in over the next five years
- 315,639
- Medicare eligibles
- 898,120
- Medicare Advantage penetration
- 44.9%
- Plans per 1,000 residents 65+
- 0.1
Carriers by number of plans
- Humana — 16 plans
- UnitedHealthcare — 13 plans
- Aetna Medicare — 9 plans
- Devoted Health — 8 plans
- Wellcare — 8 plans
- HealthSpring — 7 plans
- Zing Health — 7 plans
- Essence Healthcare — 4 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Longevity Health Plan (HMO I-SNP) (H9590-001-0) | Longevity Health | SNP | HMO I-SNP | $3.20 | $700 | $9,350 | 5.0 |
| UHC Nursing Home Plan IL-F001 (PPO I-SNP) (H0710-039-0) | UnitedHealthcare | SNP | PPO I-SNP | $7.60 | $700 | $9,850 | 5.0 |
| DEVOTED CHOICE 001 IL (PPO) (H6545-001-0) | Devoted Health | MA-PD | PPO | $0 | $650 | $4,700 | 4.5 |
| DEVOTED CHOICE 010 IL (PPO) (H6545-010-0) | Devoted Health | MA-PD | PPO | $0 | $650 | $5,400 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-022-0) | Humana | MA | PPO | $0 | $6,000 | 4.5 | |
| Humana Value Choice (PPO) (H7617-018-0) | Humana | MA-PD | PPO | $0 | $700 | $4,300 | 4.5 |
| UHC Complete Care Support IL-1A (PPO C-SNP) (H2001-038-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $610 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-107-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-196-0) | Humana | PDP | PDP | $22.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-163-0) | Humana | PDP | PDP | $130.20 | $350 | 4.5 |
Showing 10 of 77 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.