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Medicare plans in Fulton County, IL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Fulton County, Illinois has 38 Medicare plans (14 Medicare Advantage with drug coverage, 7 without, 12 standalone Part D, 5 Special Needs) from 9 carriers. 9 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,900.
Market snapshot
- Residents 65 and older
- 7,089
- Residents 60–64, aging in over the next five years
- 2,325
- Medicare eligibles
- 8,444
- Medicare Advantage penetration
- 47.3%
- Plans per 1,000 residents 65+
- 5.4
Carriers by number of plans
- Humana — 13 plans
- Wellcare — 7 plans
- UnitedHealthcare — 6 plans
- Aetna Medicare — 4 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 3 plans
- HealthSpring — 2 plans
- Aetna Medicare FIDE — 1 plan
- Blue Cross and Blue Shield of IL, NM — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| HumanaChoice Giveback H7617-013 (PPO) (H7617-013-0) | Humana | MA-PD | PPO | $0 | $615 | $4,500 | 4.5 |
|---|
| UHC Complete Care Support IL-1A (PPO C-SNP) (H2001-038-0) | UnitedHealthcare | SNP | PPO C-SNP | $15.20 | $450 | $9,250 | 4.5 |
|---|
| Humana USAA Honor Giveback (PPO) (H7617-022-0) | Humana | MA | PPO | | | $6,000 | 4.5 |
|---|
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) (H5253-108-1) | UnitedHealthcare | MA-PD | HMO-POS | $45 | $520 | $4,900 | 4.0 |
|---|
| Aetna Medicare Signature (PPO) (H7301-007-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $5,500 | 3.5 |
|---|
| Blue Cross Medicare Advantage Value (HMO) (H3822-014-0) | Blue Cross and Blue Shield of IL, NM | MA-PD | HMO | $0 | $450 | $4,000 | 3.5 |
|---|
| HumanaChoice Giveback H5216-403 (PPO) (H5216-403-0) | Humana | MA-PD | PPO | $0 | $615 | $4,500 | 3.5 |
|---|
| HumanaChoice H5216-399 (PPO) (H5216-399-0) | Humana | MA-PD | PPO | $18 | $615 | $6,000 | 3.5 |
|---|
| Aetna Medicare Enhanced (PPO) (H7301-009-0) | Aetna Medicare | MA-PD | PPO | $37 | $615 | $4,700 | 3.5 |
|---|
| AARP Medicare Advantage from UHC IL-6 (PPO) (H8768-011-0) | UnitedHealthcare | MA-PD | PPO | $45 | $600 | $6,700 | 3.5 |
|---|
Showing 10 of 38 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.