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Medicare plans in Montgomery County, IL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Montgomery County, Illinois has 44 Medicare plans (20 Medicare Advantage with drug coverage, 6 without, 10 standalone Part D, 8 Special Needs) from 9 carriers. 26 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,900.
What changed vs 2026
- 6 fewer plans than 2026
- Carriers entered: Essence Healthcare
- Carriers exited: Blue Cross and Blue Shield of Illinois
- $0-premium plans down 2
- Average star rating up 0.4
Market snapshot
- Residents 65 and older
- 6,007
- Residents 60–64, aging in over the next five years
- 2,032
- Medicare eligibles
- 7,246
- Medicare Advantage penetration
- 40.3%
- Plans per 1,000 residents 65+
- 7.3
Carriers by number of plans
- Humana — 13 plans
- UnitedHealthcare — 8 plans
- Devoted Health — 6 plans
- Wellcare — 6 plans
- Aetna Medicare — 4 plans
- Essence Healthcare — 3 plans
- HealthSpring — 2 plans
- Aetna Medicare FIDE — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) (H7617-022-0) | Humana | MA | PPO | $0 | $6,000 | 4.5 | |
| HumanaChoice Giveback H7617-013 (PPO) (H7617-013-0) | Humana | MA-PD | PPO | $0 | $700 | $5,000 | 4.5 |
| UHC Complete Care Support ST-1A (PPO C-SNP) (H2001-037-0) | UnitedHealthcare | SNP | PPO C-SNP | $5.30 | $700 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-107-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-196-0) | Humana | PDP | PDP | $22.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-163-0) | Humana | PDP | PDP | $130.20 | $350 | 4.5 | |
| Aetna Medicare Eagle (PPO) (H7301-023-0) | Aetna Medicare | MA | PPO | $0 | $4,900 | 4.0 | |
| Aetna Medicare Signature (PPO) (H7301-007-0) | Aetna Medicare | MA-PD | PPO | $0 | $700 | $5,900 | 4.0 |
| Essence Advantage (HMO) (H2610-005-0) | Essence Healthcare | MA-PD | HMO | $0 | $0 | $3,400 | 4.0 |
| Essence Advantage Select (HMO) (H2610-016-0) | Essence Healthcare | MA-PD | HMO | $0 | $450 | $4,450 | 4.0 |
Showing 10 of 44 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.