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Medicare plans in Madison County, IN — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Madison County, Indiana has 80 Medicare plans (35 Medicare Advantage with drug coverage, 8 without, 8 standalone Part D, 29 Special Needs) from 11 carriers. 49 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,750.

What changed vs 2026

  • 1 fewer plan than 2026
  • $0-premium plans up 9
  • Average star rating up 0.2

Market snapshot

Residents 65 and older
24,810
Residents 60–64, aging in over the next five years
9,107
Medicare eligibles
31,428
Medicare Advantage penetration
61.5%
Plans per 1,000 residents 65+
3.2

Carriers by number of plans

  • Humana — 23 plans
  • UnitedHealthcare — 13 plans
  • Anthem Blue Cross and Blue Shield — 11 plans
  • Devoted Health — 6 plans
  • Aetna Medicare — 5 plans
  • Wellcare — 5 plans
  • Zing Health — 5 plans
  • Anthem HealthKeepers — 4 plans

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
UHC Nursing Home Plan IN-F001 (PPO I-SNP) (H0710-013-0)UnitedHealthcareSNPPPO I-SNP$0$700$9,8505.0
Humana Essentials Plus Giveback (PPO) (H7617-144-1)HumanaMA-PDPPO$0$700$9,8504.5
Humana Senior Living Plan (PPO I-SNP) (H7617-142-0)HumanaSNPPPO I-SNP$0$400$6,1804.5
Humana Together in Health (PPO I-SNP) (H7617-143-0)HumanaSNPPPO I-SNP$0$700$9,8504.5
Humana USAA Honor Giveback (PPO) (H7617-073-0)HumanaMAPPO$0$7,9004.5
Humana Basic Rx Plan (PDP) (S5884-138-0)HumanaPDPPDP$9.30$7004.5
Humana Value Rx Plan (PDP) (S5884-194-0)HumanaPDPPDP$26.30$6874.5
Humana Premier Rx Plan (PDP) (S5884-161-0)HumanaPDPPDP$144.50$3504.5
AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO) (H2406-074-0)UnitedHealthcareMAPPO$0$9,8504.0
Aetna Medicare Eagle (PPO) (H5521-286-0)Aetna MedicareMAPPO$0$5,2004.0

Showing 10 of 80 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.