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Medicare plans in Ripley County, IN — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Ripley County, Indiana has 62 Medicare plans (28 Medicare Advantage with drug coverage, 7 without, 10 standalone Part D, 17 Special Needs) from 9 carriers. 19 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,350.
Market snapshot
- Residents 65 and older
- 5,459
- Residents 60–64, aging in over the next five years
- 2,015
- Medicare eligibles
- 6,589
- Medicare Advantage penetration
- 53.9%
- Plans per 1,000 residents 65+
- 11.4
Carriers by number of plans
- Humana — 24 plans
- UnitedHealthcare — 12 plans
- Anthem Blue Cross and Blue Shield — 8 plans
- Wellcare — 8 plans
- Devoted Health — 4 plans
- Essence Healthcare — 2 plans
- HealthSpring — 2 plans
- Aetna Medicare — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Essence Advantage (HMO) (H2610-021-0) | Essence Healthcare | MA-PD | HMO | $0 | $340 | $3,350 | 4.5 |
|---|
| Humana USAA Honor Giveback with Rx (PPO) (H7617-060-0) | Humana | MA-PD | PPO | $0 | $350 | $7,900 | 4.5 |
|---|
| HumanaChoice Giveback H7617-003 (PPO) (H7617-003-0) | Humana | MA-PD | PPO | $0 | $0 | $9,150 | 4.5 |
|---|
| Humana USAA Honor Giveback (PPO) (H7617-073-0) | Humana | MA | PPO | | | $7,900 | 4.5 |
|---|
| AARP Medicare Advantage from UHC IN-0009 (PPO) (H2406-087-0) | UnitedHealthcare | MA-PD | PPO | $0 | $520 | $6,700 | 4.0 |
|---|
| AARP Medicare Advantage from UHC IN-13 (HMO-POS) (H2802-012-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $520 | $3,900 | 4.0 |
|---|
| AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS) (H2802-059-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $6,700 | 4.0 |
|---|
| UHC Complete Care IN-21 (HMO-POS C-SNP) (H2802-068-0) | UnitedHealthcare | SNP | HMO-POS C-SNP | $0 | $440 | $6,700 | 4.0 |
|---|
| AARP Medicare Advantage from UHC IN-0003 (PPO) (H2406-038-0) | UnitedHealthcare | MA-PD | PPO | $33 | $520 | $5,400 | 4.0 |
|---|
| AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO) (H2406-074-0) | UnitedHealthcare | MA | PPO | | | $8,850 | 4.0 |
|---|
Showing 10 of 62 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.