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Medicare plans in Spencer County, IN — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Spencer County, Indiana has 61 Medicare plans (25 Medicare Advantage with drug coverage, 8 without, 8 standalone Part D, 20 Special Needs) from 9 carriers. 32 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,750.
What changed vs 2026
- 3 fewer plans than 2026
- Carriers entered: Provider Partners Health Plans
- $0-premium plans up 2
- Average star rating up 0.3
Market snapshot
- Residents 65 and older
- 4,116
- Residents 60–64, aging in over the next five years
- 1,786
- Medicare eligibles
- 5,196
- Medicare Advantage penetration
- 43.8%
- Plans per 1,000 residents 65+
- 14.8
Carriers by number of plans
- Humana — 23 plans
- UnitedHealthcare — 12 plans
- Anthem Blue Cross and Blue Shield — 9 plans
- Wellcare — 5 plans
- MyTruAdvantage — 4 plans
- Aetna Medicare — 3 plans
- Provider Partners Health Plans — 3 plans
- Anthem HealthKeepers — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Essentials Plus Giveback (PPO) (H7617-144-1) | Humana | MA-PD | PPO | $0 | $700 | $9,850 | 4.5 |
| Humana Senior Living Plan (PPO I-SNP) (H7617-142-0) | Humana | SNP | PPO I-SNP | $0 | $400 | $6,180 | 4.5 |
| Humana Together in Health (PPO I-SNP) (H7617-143-0) | Humana | SNP | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-073-0) | Humana | MA | PPO | $0 | $7,900 | 4.5 | |
| Humana Basic Rx Plan (PDP) (S5884-138-0) | Humana | PDP | PDP | $9.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-194-0) | Humana | PDP | PDP | $26.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-161-0) | Humana | PDP | PDP | $144.50 | $350 | 4.5 | |
| AARP Medicare Advantage from UHC IN-0009 (PPO) (H2406-087-0) | UnitedHealthcare | MA-PD | PPO | $0 | $685 | $7,150 | 4.0 |
| AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO) (H2406-074-0) | UnitedHealthcare | MA | PPO | $0 | $9,850 | 4.0 | |
| Aetna Medicare Eagle (PPO) (H5521-286-0) | Aetna Medicare | MA | PPO | $0 | $5,200 | 4.0 |
Showing 10 of 61 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.