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Medicare plans in St. Charles Parish, LA — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, St. Charles Parish, Louisiana has 70 Medicare plans (26 Medicare Advantage with drug coverage, 6 without, 8 standalone Part D, 30 Special Needs) from 11 carriers. 37 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,875.
What changed vs 2026
- Carriers entered: Lagniappe Advantage
- $0-premium plans up 12
Market snapshot
- Residents 65 and older
- 7,981
- Residents 60–64, aging in over the next five years
- 3,503
- Medicare eligibles
- 10,810
- Medicare Advantage penetration
- 74.5%
- Plans per 1,000 residents 65+
- 8.8
Carriers by number of plans
- Humana — 18 plans
- Aetna Medicare — 9 plans
- Devoted Health — 9 plans
- Wellcare — 9 plans
- Peoples Health — 8 plans
- Blue Cross and Blue Shield of Louisiana — 6 plans
- UnitedHealthcare — 5 plans
- American Health Advantage of Louisiana — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Blue adVantage Liberty (PPO) (H1248-007-0) | Blue Cross and Blue Shield of Louisiana | MA-PD | PPO | $0 | $700 | $7,151 | 4.5 |
| Humana Dual Select H1951-056 (HMO D-SNP) (H1951-056-0) | Humana | SNP | HMO D-SNP | $0 | $450 | $9,850 | 4.5 |
| Humana Gold Plus H1951-047 (HMO) (H1951-047-1) | Humana | MA-PD | HMO | $0 | $700 | $4,200 | 4.5 |
| Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP) (H1951-057-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana LCMC Advantage H1951-051 (HMO) (H1951-051-0) | Humana | MA-PD | HMO | $0 | $275 | $2,875 | 4.5 |
| Humana Select Partner Plan (HMO) (H1951-038-0) | Humana | MA-PD | HMO | $0 | $275 | $2,900 | 4.5 |
| Humana USAA Honor Giveback (HMO) (H1951-060-0) | Humana | MA | HMO | $0 | $4,900 | 4.5 | |
| Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP) (H1951-061-0) | Humana | SNP | HMO D-SNP | $1.70 | $700 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-108-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Dual QMB Only (HMO D-SNP) (H1951-032-0) | Humana | SNP | HMO D-SNP | $17 | $700 | $9,850 | 4.5 |
Showing 10 of 70 plans.
Nearby counties
- St. John the Baptist Parish
- Orleans Parish
- St. James Parish
- Lafourche Parish
- Jefferson Parish
- Ascension Parish
Agent Tools
- Estimate drug costs in this county
- Marketplace (ACA) plans in this county
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- Download plan list (CSV)
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.