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Medicare plans in Harford County, MD — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Harford County, Maryland has 36 Medicare plans (10 Medicare Advantage with drug coverage, 5 without, 9 standalone Part D, 12 Special Needs) from 10 carriers. 17 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $5,700.
What changed vs 2026
- 7 fewer plans than 2026
- Carriers entered: KeyCare Advantage
- Carriers exited: Communicare Advantage, Provider Partners Health Plans
- $0-premium plans up 1
Market snapshot
- Residents 65 and older
- 46,016
- Residents 60–64, aging in over the next five years
- 18,982
- Medicare eligibles
- 57,758
- Medicare Advantage penetration
- 24.9%
- Plans per 1,000 residents 65+
- 0.8
Carriers by number of plans
- Kaiser Permanente — 6 plans
- Alterwood Advantage — 5 plans
- HealthSpring — 5 plans
- Humana — 5 plans
- UnitedHealthcare — 5 plans
- CareFirst BlueCross BlueShield Medicare Advantage — 4 plans
- KeyCare Advantage — 2 plans
- Wellcare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) (H0710-032-0) | UnitedHealthcare | SNP | PPO I-SNP | $0 | $700 | $9,850 | 5.0 |
| Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP) (H2172-017-0) | Kaiser Permanente | SNP | HMO D-SNP | $0 | $295 | $9,850 | 4.5 |
| Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP) (H2172-019-0) | Kaiser Permanente | SNP | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Kaiser Permanente Medicare Advantage Liberty (HMO) (H2172-005-0) | Kaiser Permanente | MA | HMO | $0 | $5,900 | 4.5 | |
| Kaiser Permanente Medicare Advantage Value 2 MD (HMO) (H2172-026-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $8,900 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-103-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-184-0) | Humana | PDP | PDP | $36.60 | $687 | 4.5 | |
| Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) (H2172-022-0) | Kaiser Permanente | MA-PD | HMO-POS | $38 | $0 | $8,900 | 4.5 |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) (H2172-002-0) | Kaiser Permanente | MA-PD | HMO-POS | $114 | $0 | $5,700 | 4.5 |
| Humana Premier Rx Plan (PDP) (S5884-151-0) | Humana | PDP | PDP | $127.90 | $350 | 4.5 |
Showing 10 of 36 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.