Home › Agent Hub › Agent Tools › Medicare plans by county › Maryland › St. Mary's County
Agent Tools
Medicare plans in St. Mary's County, MD — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, St. Mary's County, Maryland has 17 Medicare plans (4 Medicare Advantage with drug coverage, 2 without, 9 standalone Part D, 2 Special Needs) from 7 carriers. 5 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $5,900.
What changed vs 2026
- 5 fewer plans than 2026
- $0-premium plans down 1
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 16,144
- Residents 60–64, aging in over the next five years
- 7,145
- Medicare eligibles
- 20,661
- Medicare Advantage penetration
- 16.9%
- Plans per 1,000 residents 65+
- 1.1
Carriers by number of plans
- Humana — 7 plans
- UnitedHealthcare — 3 plans
- CareFirst BlueCross BlueShield Medicare Advantage — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- CareFirst BlueCross BlueShield Advantage DualPrime — 1 plan
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| HumanaChoice H7617-044 (PPO) (H7617-044-0) | Humana | MA-PD | PPO | $0 | $700 | $8,050 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-103-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-184-0) | Humana | PDP | PDP | $36.60 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-151-0) | Humana | PDP | PDP | $127.90 | $350 | 4.5 | |
| Humana USAA Honor Giveback (PPO) (H5216-379-0) | Humana | MA | PPO | $0 | $6,750 | 4.0 | |
| HumanaChoice H5216-376 (PPO) (H5216-376-0) | Humana | MA-PD | PPO | $0 | $700 | $8,050 | 4.0 |
| HumanaChoice H5216-387 (PPO) (H5216-387-1) | Humana | MA-PD | PPO | $73 | $600 | $7,550 | 4.0 |
| UHC Dual Complete MD-S002 (HMO D-SNP) (H7464-008-1) | UnitedHealthcare | SNP | HMO D-SNP | $0 | $290 | $9,850 | 3.0 |
| Wellcare Value Script (PDP) (S4802-140-0) | Wellcare | PDP | PDP | $5.30 | $700 | 3.0 | |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) (H8854-002-0) | CareFirst BlueCross BlueShield Advantage DualPrime | SNP | HMO D-SNP | $5.70 | $700 | $9,850 | 3.0 |
Showing 10 of 17 plans.
Nearby counties
- Calvert County
- Dorchester County
- Charles County
- Somerset County
- Talbot County
- Prince George's County
Agent Tools
- Estimate drug costs in this county
- Marketplace (ACA) plans in this county
- Compare with another county
- Download plan list (CSV)
- Alert me when plans change here
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.