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Medicare plans in Cumberland County, ME — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Cumberland County, Maine has 49 Medicare plans (19 Medicare Advantage with drug coverage, 7 without, 9 standalone Part D, 14 Special Needs) from 7 carriers. 15 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,300.
Market snapshot
- Residents 65 and older
- 62,956
- Residents 60–64, aging in over the next five years
- 23,132
- Medicare eligibles
- 77,793
- Medicare Advantage penetration
- 60.8%
- Plans per 1,000 residents 65+
- 0.8
Carriers by number of plans
- Humana — 13 plans
- UnitedHealthcare — 11 plans
- Wellcare — 10 plans
- Aetna Medicare — 7 plans
- Martin's Point Generations Advantage — 4 plans
- AMH Health — 3 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| AARP Medicare Advantage from UHC ME-0002 (PPO) (H2001-083-1) | UnitedHealthcare | MA-PD | PPO | $0 | $600 | $6,700 | 4.5 |
|---|
| AARP Medicare Advantage from UHC ME-0005 (PPO) (H2001-019-0) | UnitedHealthcare | MA-PD | PPO | $0 | $600 | $6,700 | 4.5 |
|---|
| HumanaChoice Giveback H7617-046 (PPO) (H7617-046-0) | Humana | MA-PD | PPO | $0 | $395 | $6,500 | 4.5 |
|---|
| UHC Dual Complete ME-S1 (PPO D-SNP) (H2001-068-1) | UnitedHealthcare | SNP | PPO D-SNP | $21.70 | $615 | $9,250 | 4.5 |
|---|
| UHC Dual Complete ME-S2 (PPO D-SNP) (H2001-069-1) | UnitedHealthcare | SNP | PPO D-SNP | $21.70 | $615 | $9,250 | 4.5 |
|---|
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) (H0710-026-0) | UnitedHealthcare | SNP | PPO I-SNP | $42.40 | $615 | $9,250 | 4.5 |
|---|
| AARP Medicare Advantage from UHC ME-0003 (PPO) (H2001-010-0) | UnitedHealthcare | MA-PD | PPO | $84 | $600 | $6,700 | 4.5 |
|---|
| Aetna Medicare Premier (PPO) (H5521-495-0) | Aetna Medicare | MA-PD | PPO | $84 | $500 | $6,350 | 4.5 |
|---|
| AARP Medicare Advantage Patriot No Rx ME-MA01 (PPO) (H2001-021-0) | UnitedHealthcare | MA | PPO | | | $5,900 | 4.5 |
|---|
| Aetna Medicare Eagle Giveback (PPO) (H5521-296-0) | Aetna Medicare | MA | PPO | | | $5,900 | 4.5 |
|---|
Showing 10 of 49 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.