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Medicare plans in Baraga County, MI — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Baraga County, Michigan has 21 Medicare plans (6 Medicare Advantage with drug coverage, 3 without, 11 standalone Part D, 1 Special Needs) from 7 carriers. 5 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,000.
What changed vs 2026
- 4 fewer plans than 2026
- $0-premium plans down 3
- Average star rating up 0.4
Market snapshot
- Residents 65 and older
- 1,901
- Residents 60–64, aging in over the next five years
- 659
- Medicare eligibles
- 2,194
- Medicare Advantage penetration
- 59.1%
- Plans per 1,000 residents 65+
- 11
Carriers by number of plans
- Humana — 8 plans
- Blue Cross Blue Shield of Michigan — 6 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- HealthSpring — 1 plan
- Upper Peninsula Health Plan (UPHP) MI Coordinated Health — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Full Access Giveback (PPO) (H7617-058-0) | Humana | MA-PD | PPO | $0 | $150 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-054-0) | Humana | MA | PPO | $0 | $6,550 | 4.5 | |
| Medicare Plus Blue Value (PPO) (H9572-010-0) | Blue Cross Blue Shield of Michigan | MA-PD | PPO | $0 | $700 | $6,750 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-136-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-192-0) | Humana | PDP | PDP | $17.20 | $687 | 4.5 | |
| Medicare Plus Blue Vitality (PPO) (H9572-002-3) | Blue Cross Blue Shield of Michigan | MA-PD | PPO | $100 | $250 | $5,000 | 4.5 |
| Humana Premier Rx Plan (PDP) (S5884-159-0) | Humana | PDP | PDP | $104.30 | $350 | 4.5 | |
| Medicare Plus Blue Signature (PPO) (H9572-001-3) | Blue Cross Blue Shield of Michigan | MA-PD | PPO | $168 | $200 | $4,300 | 4.5 |
| Medicare Plus Blue Assure (PPO) (H9572-003-3) | Blue Cross Blue Shield of Michigan | MA-PD | PPO | $299.30 | $100 | $4,000 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H5216-190-0) | Humana | MA | PPO | $0 | $6,550 | 4.0 |
Showing 10 of 21 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.