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Medicare plans in Charlevoix County, MI — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Charlevoix County, Michigan has 58 Medicare plans (28 Medicare Advantage with drug coverage, 7 without, 11 standalone Part D, 12 Special Needs) from 11 carriers. 28 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,000.
What changed vs 2026
- 4 fewer plans than 2026
- $0-premium plans up 3
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 7,067
- Residents 60–64, aging in over the next five years
- 2,629
- Medicare eligibles
- 8,645
- Medicare Advantage penetration
- 56.0%
- Plans per 1,000 residents 65+
- 8.2
Carriers by number of plans
- UnitedHealthcare — 13 plans
- Humana — 12 plans
- Health Alliance Plan by Henry Ford Health — 9 plans
- Blue Cross Blue Shield of Michigan — 6 plans
- Priority Health Medicare — 5 plans
- Blue Care Network — 3 plans
- McLaren Medicare — 3 plans
- Wellcare — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| BCN Advantage Elements (HMO-POS) (H5883-017-0) | Blue Care Network | MA | HMO-POS | $0 | $4,500 | 4.5 | |
| Humana Full Access Giveback (PPO) (H7617-058-0) | Humana | MA-PD | PPO | $0 | $150 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-054-0) | Humana | MA | PPO | $0 | $6,550 | 4.5 | |
| Medicare Plus Blue Value (PPO) (H9572-010-0) | Blue Cross Blue Shield of Michigan | MA-PD | PPO | $0 | $700 | $6,750 | 4.5 |
| PriorityMedicare Latitude (HMO-POS) (H2320-034-3) | Priority Health Medicare | MA-PD | HMO-POS | $0 | $300 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-136-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| UHC Dual Complete MI-S001 (PPO D-SNP) (H2001-039-0) | UnitedHealthcare | SNP | PPO D-SNP | $6.30 | $700 | $9,850 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-192-0) | Humana | PDP | PDP | $17.20 | $687 | 4.5 | |
| Medicare Plus Blue Vitality (PPO) (H9572-002-3) | Blue Cross Blue Shield of Michigan | MA-PD | PPO | $100 | $250 | $5,000 | 4.5 |
| Humana Premier Rx Plan (PDP) (S5884-159-0) | Humana | PDP | PDP | $104.30 | $350 | 4.5 |
Showing 10 of 58 plans.
Nearby counties
Agent Tools
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.