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Medicare plans in Oakland County, MI — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Oakland County, Michigan has 115 Medicare plans (63 Medicare Advantage with drug coverage, 10 without, 12 standalone Part D, 30 Special Needs) from 15 carriers. 47 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $1,000.
Market snapshot
- Residents 65 and older
- 235,056
- Residents 60–64, aging in over the next five years
- 90,150
- Medicare eligibles
- 279,882
- Medicare Advantage penetration
- 55.5%
- Plans per 1,000 residents 65+
- 0.5
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 16 plans
- Health Alliance Plan by Henry Ford Health — 13 plans
- Priority Health Medicare — 11 plans
- Aetna Medicare — 10 plans
- Wellcare — 10 plans
- Blue Cross Blue Shield of Michigan — 9 plans
- Zing Health — 8 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Erickson Advantage Guardian (HMO-POS I-SNP) (H5652-003-0) | UnitedHealthcare | SNP | HMO-POS I-SNP | $0 | $0 | $1,000 | 5.0 |
|---|
| Erickson Advantage Liberty (HMO-POS) (H5652-008-0) | UnitedHealthcare | MA-PD | HMO-POS | $14 | $600 | $6,750 | 5.0 |
|---|
| Erickson Advantage Freedom (HMO-POS) (H5652-006-0) | UnitedHealthcare | MA-PD | HMO-POS | $89 | $355 | $4,900 | 5.0 |
|---|
| Erickson Advantage Champion (HMO-POS C-SNP) (H5652-004-0) | UnitedHealthcare | SNP | HMO-POS C-SNP | $182 | $270 | $3,400 | 5.0 |
|---|
| Erickson Advantage Signature (HMO-POS) (H5652-001-0) | UnitedHealthcare | MA-PD | HMO-POS | $182 | $270 | $2,900 | 5.0 |
|---|
| Erickson Advantage Liberty no Rx (HMO-POS) (H5652-002-0) | UnitedHealthcare | MA | HMO-POS | | | $6,750 | 5.0 |
|---|
| Aetna Medicare Signature (PPO) (H5521-214-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $5,200 | 4.5 |
|---|
| Aetna Medicare Signature Extra (PPO) (H5521-404-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $4,700 | 4.5 |
|---|
| Humana Full Access Giveback H7617-058 (PPO) (H7617-058-0) | Humana | MA-PD | PPO | $0 | $0 | $9,150 | 4.5 |
|---|
| Humana Full Access H7617-055 (PPO) (H7617-055-0) | Humana | MA-PD | PPO | $0 | $350 | $4,800 | 4.5 |
|---|
Showing 10 of 115 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.