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Medicare plans in Beltrami County, MN — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Beltrami County, Minnesota has 20 Medicare plans (6 Medicare Advantage with drug coverage, 2 without, 9 standalone Part D, 3 Special Needs) from 8 carriers. 2 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,450.

What changed vs 2026

  • 9 fewer plans than 2026
  • Carriers exited: Aetna Medicare, Blue Cross and Blue Shield of Minnesota, Blue Plus
  • $0-premium plans down 4
  • Average star rating up 0.1

Market snapshot

Residents 65 and older
8,176
Residents 60–64, aging in over the next five years
3,077
Medicare eligibles
10,322
Medicare Advantage penetration
48.1%
Plans per 1,000 residents 65+
2.4

Carriers by number of plans

  • UnitedHealthcare — 6 plans
  • Humana — 3 plans
  • Medica — 3 plans
  • Align powered by Sanford Health Plan — 2 plans
  • PrimeWest Health — 2 plans
  • Wellcare — 2 plans
  • HealthSpring — 1 plan
  • MedicareBlue Rx — 1 plan

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO) (H2001-124-0)UnitedHealthcareMAPPO$0$5,9004.5
Humana Basic Rx Plan (PDP) (S5884-145-0)HumanaPDPPDP$18.30$7004.5
UHC Complete Care Support FG-5 (PPO C-SNP) (H2001-135-0)UnitedHealthcareSNPPPO C-SNP$19.60$700$7,1504.5
AARP Medicare Advantage from UHC FG-0001 (PPO) (H2001-118-0)UnitedHealthcareMA-PDPPO$24.60$700$7,1504.5
Humana Value Rx Plan (PDP) (S5884-204-0)HumanaPDPPDP$33.30$6874.5
AARP Medicare Advantage from UHC FG-0002 (PPO) (H2001-119-0)UnitedHealthcareMA-PDPPO$52$685$7,1504.5
Humana Premier Rx Plan (PDP) (S5884-171-0)HumanaPDPPDP$123$3504.5
Medica Advantage Salute (PPO) (H8889-009-0)MedicaMAPPO$0$4,4504.0
Medica Advantage Essential (PPO) (H8889-022-0)MedicaMA-PDPPO$20$700$7,1504.0
Medica Advantage Select (PPO) (H8889-002-0)MedicaMA-PDPPO$122$420$7,1504.0

Showing 10 of 20 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.