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Medicare plans in Rock County, MN — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Rock County, Minnesota has 28 Medicare plans (2 Medicare Advantage with drug coverage, 0 without, 11 standalone Part D, 1 Special Needs) from 10 carriers. 1 Medicare Advantage plan has a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
Market snapshot
- Residents 65 and older
- 1,966
- Residents 60–64, aging in over the next five years
- 646
- Medicare eligibles
- 2,412
- Medicare Advantage penetration
- 60.5%
- Plans per 1,000 residents 65+
- 14.2
Carriers by number of plans
- Medica — 8 plans
- Blue Cross and Blue Shield of Minnesota — 6 plans
- Humana — 3 plans
- Align powered by Sanford Health Plan — 2 plans
- HealthSpring — 2 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| SecureBlue (HMO D-SNP) (H2425-001-0) | Blue Plus | SNP | HMO D-SNP | $18.70 | $615 | $9,250 | 4.0 |
|---|
| Align ChoicePlus (PPO) (H3186-002-0) | Align powered by Sanford Health Plan | MA-PD | PPO | $0 | $450 | $4,800 | 3.5 |
|---|
| Platinum Blue Core Plan with Rx (Cost) (H2461-008-0) | Blue Cross and Blue Shield of Minnesota | Cost | Cost | $48.90 | $615 | $6,000 | 3.5 |
|---|
| Medica Prime Solution Thrift w/Rx (Cost) (H2450-007-0) | Medica | Cost | Cost | $92.80 | $615 | $6,750 | 3.5 |
|---|
| Align ChoiceElite (PPO) (H3186-001-0) | Align powered by Sanford Health Plan | MA-PD | PPO | $94 | $300 | $3,000 | 3.5 |
|---|
| Medica Prime Solution Basic w/Rx (Cost) (H2450-016-0) | Medica | Cost | Cost | $206.70 | $615 | $3,400 | 3.5 |
|---|
| Platinum Blue Choice Plan with Rx (Cost) (H2461-009-0) | Blue Cross and Blue Shield of Minnesota | Cost | Cost | $227 | $615 | $3,900 | 3.5 |
|---|
| Medica Prime Solution Enhanced w/Rx 2 (Cost) (H2450-002-0) | Medica | Cost | Cost | $294.80 | $250 | $3,000 | 3.5 |
|---|
| Platinum Blue Complete Plan with Rx (Cost) (H2461-010-0) | Blue Cross and Blue Shield of Minnesota | Cost | Cost | $362.60 | $615 | $3,000 | 3.5 |
|---|
| Medica Prime Solution Basic (Cost) (H2450-032-0) | Medica | Cost | Cost | | | $3,400 | 3.5 |
|---|
Showing 10 of 28 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.