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Medicare plans in Winona County, MN — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Winona County, Minnesota has 17 Medicare plans (4 Medicare Advantage with drug coverage, 2 without, 9 standalone Part D, 2 Special Needs) from 8 carriers. 3 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,450.
What changed vs 2026
- 8 fewer plans than 2026
- Carriers exited: Aetna Medicare
- Average star rating up 0.3
Market snapshot
- Residents 65 and older
- 9,325
- Residents 60–64, aging in over the next five years
- 3,266
- Medicare eligibles
- 11,174
- Medicare Advantage penetration
- 45.5%
- Plans per 1,000 residents 65+
- 1.8
Carriers by number of plans
- Medica — 4 plans
- Blue Cross and Blue Shield of Minnesota — 3 plans
- Humana — 3 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- Blue Plus — 1 plan
- HealthSpring — 1 plan
- MedicareBlue Rx — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Basic Rx Plan (PDP) (S5884-145-0) | Humana | PDP | PDP | $18.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-204-0) | Humana | PDP | PDP | $33.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-171-0) | Humana | PDP | PDP | $123 | $350 | 4.5 | |
| Blue Cross Medicare Advantage Freedom Blue (PPO) (H5959-018-0) | Blue Cross and Blue Shield of Minnesota | MA | PPO | $0 | $6,900 | 4.0 | |
| Medica Advantage Salute (PPO) (H8889-009-0) | Medica | MA | PPO | $0 | $4,450 | 4.0 | |
| Blue Cross Medicare Advantage Essential (PPO) (H5959-023-2) | Blue Cross and Blue Shield of Minnesota | MA-PD | PPO | $10 | $700 | $9,850 | 4.0 |
| Medica DUAL Solution (HMO D-SNP) (H2458-002-0) | Medica | SNP | HMO D-SNP | $24.60 | $700 | $9,850 | 4.0 |
| Medica Advantage Essential (PPO) (H8889-023-0) | Medica | MA-PD | PPO | $60 | $700 | $7,150 | 4.0 |
| Medica Advantage Select (PPO) (H8889-024-0) | Medica | MA-PD | PPO | $148 | $455 | $7,150 | 4.0 |
| Blue Cross Medicare Advantage Select (PPO) (H5959-024-0) | Blue Cross and Blue Shield of Minnesota | MA-PD | PPO | $165 | $700 | $6,900 | 4.0 |
Showing 10 of 17 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.