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Medicare plans in McDonald County, MO — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, McDonald County, Missouri has 62 Medicare plans (22 Medicare Advantage with drug coverage, 7 without, 9 standalone Part D, 24 Special Needs) from 8 carriers. 41 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,900.

What changed vs 2026

  • 1 fewer plan than 2026
  • $0-premium plans up 16
  • Average star rating up 0.2

Market snapshot

Residents 65 and older
3,687
Residents 60–64, aging in over the next five years
1,749
Medicare eligibles
4,498
Medicare Advantage penetration
60.8%
Plans per 1,000 residents 65+
16.8

Carriers by number of plans

  • Humana — 16 plans
  • UnitedHealthcare — 12 plans
  • Aetna Medicare — 11 plans
  • Devoted Health — 9 plans
  • Wellcare — 8 plans
  • Provider Partners Health Plans — 3 plans
  • Anthem HealthKeepers — 2 plans
  • HealthSpring — 1 plan

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
Humana Gold Plus SNP-DE H0028-015 (HMO-POS D-SNP) (H0028-015-0)HumanaSNPHMO-POS D-SNP$0$700$9,2504.5
Humana Gold Plus SNP-DE H4461-044 (HMO-POS D-SNP) (H4461-044-0)HumanaSNPHMO-POS D-SNP$0$100$9,2504.5
Humana USAA Honor Giveback (PPO) (H7617-012-0)HumanaMAPPO$0$4,7004.5
Humana Value Choice (PPO) (H7617-023-0)HumanaMA-PDPPO$0$700$4,4004.5
HumanaChoice Giveback H7617-014 (PPO) (H7617-014-0)HumanaMA-PDPPO$0$700$5,5004.5
UHC Complete Care MO-1 (PPO C-SNP) (H2001-055-0)UnitedHealthcareSNPPPO C-SNP$0$595$4,9004.5
Humana Basic Rx Plan (PDP) (S5884-140-0)HumanaPDPPDP$13.30$7004.5
UHC Dual Complete MO-Q2 (PPO D-SNP) (H2001-040-0)UnitedHealthcareSNPPPO D-SNP$18.40$700$9,8504.5
Humana Gold Plus H0028-016 (HMO-POS) (H0028-016-0)HumanaMA-PDHMO-POS$22$700$7,5504.5
Humana Value Rx Plan (PDP) (S5884-197-0)HumanaPDPPDP$49.30$6874.5

Showing 10 of 62 plans.

Nearby counties

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.