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Medicare plans in Montgomery County, MS — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Montgomery County, Mississippi has 59 Medicare plans (23 Medicare Advantage with drug coverage, 5 without, 9 standalone Part D, 22 Special Needs) from 7 carriers. 37 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,800.
What changed vs 2026
- 5 more plans than 2026
- Carriers entered: Healthy Mississippi, Inc.
- $0-premium plans up 16
- Average star rating up 0.2
Market snapshot
- Residents 65 and older
- 2,163
- Residents 60–64, aging in over the next five years
- 729
- Medicare eligibles
- 2,755
- Medicare Advantage penetration
- 42.1%
- Plans per 1,000 residents 65+
- 27.3
Carriers by number of plans
- Humana — 18 plans
- UnitedHealthcare — 16 plans
- Wellcare — 11 plans
- Aetna Medicare — 8 plans
- Healthy Mississippi, Inc. — 4 plans
- American Health Advantage of MS — 1 plan
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Dual QMB Only (PPO D-SNP) (H7617-082-0) | Humana | SNP | PPO D-SNP | $0 | $500 | $9,850 | 4.5 |
| Humana Dual Select H7617-083 (PPO D-SNP) (H7617-083-0) | Humana | SNP | PPO D-SNP | $0 | $250 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-086-0) | Humana | MA | PPO | $0 | $4,700 | 4.5 | |
| Humana Value Choice (PPO) (H7617-085-0) | Humana | MA-PD | PPO | $0 | $700 | $6,000 | 4.5 |
| HumanaChoice SNP-DE H7617-084 (PPO D-SNP) (H7617-084-0) | Humana | SNP | PPO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-142-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Plus H7617-087 (PPO) (H7617-087-0) | Humana | MA-PD | PPO | $6.30 | $700 | $8,600 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-199-0) | Humana | PDP | PDP | $59.90 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-166-0) | Humana | PDP | PDP | $109.20 | $350 | 4.5 | |
| AARP Medicare Advantage Direct OTC from UHC MS-8 (HMO-POS) (H5253-222-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $440 | $5,900 | 4.0 |
Showing 10 of 59 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.