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Medicare plans in Carbon County, MT — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Carbon County, Montana has 18 Medicare plans (4 Medicare Advantage with drug coverage, 2 without, 9 standalone Part D, 3 Special Needs) from 5 carriers. 5 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $5,000.

What changed vs 2026

  • 4 fewer plans than 2026
  • Carriers exited: Aetna Medicare, Blue Cross and Blue Shield of Montana
  • $0-premium plans up 2
  • Average star rating up 0.5

Market snapshot

Residents 65 and older
3,118
Residents 60–64, aging in over the next five years
1,226
Medicare eligibles
3,558
Medicare Advantage penetration
31.1%
Plans per 1,000 residents 65+
5.8

Carriers by number of plans

  • Humana — 12 plans
  • UnitedHealthcare — 2 plans
  • Wellcare — 2 plans
  • HealthSpring — 1 plan
  • MedicareBlue Rx — 1 plan

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
Humana Dual QMB Only (PPO D-SNP) (H7617-037-0)HumanaSNPPPO D-SNP$0$250$9,8504.5
HumanaChoice SNP-DE H7617-036 (PPO D-SNP) (H7617-036-0)HumanaSNPPPO D-SNP$0$200$9,8504.5
Humana Basic Rx Plan (PDP) (S5884-145-0)HumanaPDPPDP$18.30$7004.5
Humana Value Rx Plan (PDP) (S5884-204-0)HumanaPDPPDP$33.30$6874.5
Humana Premier Rx Plan (PDP) (S5884-171-0)HumanaPDPPDP$123$3504.5
Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) (H6622-008-0)HumanaSNPHMO D-SNP$0$700$9,8504.0
Humana USAA Honor Giveback (PPO) (H5216-278-3)HumanaMAPPO$0$6,7504.0
Humana USAA Honor Giveback (PPO) (H5216-427-5)HumanaMAPPO$0$9,1504.0
HumanaChoice H5216-089 (PPO) (H5216-089-0)HumanaMA-PDPPO$15$450$5,2004.0
HumanaChoice H5216-457 (PPO) (H5216-457-2)HumanaMA-PDPPO$28$500$5,0004.0

Showing 10 of 18 plans.

Nearby counties

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.