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Medicare plans in Howard County, NE — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Howard County, Nebraska has 35 Medicare plans (12 Medicare Advantage with drug coverage, 2 without, 9 standalone Part D, 12 Special Needs) from 11 carriers. 16 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,750.
What changed vs 2026
- 16 fewer plans than 2026
- Carriers entered: Molina Healthcare of Nebraska
- Carriers exited: Aetna Medicare, Molina Healthcare of Illinois
- $0-premium plans down 2
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 1,481
- Residents 60–64, aging in over the next five years
- 407
- Medicare eligibles
- 1,640
- Medicare Advantage penetration
- 30.4%
- Plans per 1,000 residents 65+
- 23.6
Carriers by number of plans
- Devoted Health — 8 plans
- UnitedHealthcare — 6 plans
- Wellcare — 5 plans
- Blue Cross and Blue Shield of Nebraska — 3 plans
- Humana — 3 plans
- Medica — 3 plans
- Great Plains Medicare Advantage — 2 plans
- MyAdvocate Medicare Advantage — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Basic Rx Plan (PDP) (S5884-145-0) | Humana | PDP | PDP | $18.30 | $700 | 4.5 | |
| UHC Dual Complete NE-S002 (PPO D-SNP) (H2001-054-0) | UnitedHealthcare | SNP | PPO D-SNP | $24.60 | $700 | $9,850 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-204-0) | Humana | PDP | PDP | $33.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-171-0) | Humana | PDP | PDP | $123 | $350 | 4.5 | |
| Medica Advantage Salute (PPO) (H8889-009-0) | Medica | MA | PPO | $0 | $4,450 | 4.0 | |
| Medica Advantage Essential (PPO) (H8889-025-0) | Medica | MA-PD | PPO | $94 | $700 | $7,150 | 4.0 |
| Medica Advantage Select (PPO) (H8889-026-0) | Medica | MA-PD | PPO | $169 | $455 | $7,150 | 4.0 |
| AARP Medicare Advantage Patriot No Rx NE-MA2 (HMO-POS) (H2802-084-0) | UnitedHealthcare | MA | HMO-POS | $0 | $7,150 | 3.5 | |
| Blue Cross and Blue Shield of Nebraska MA Assure (HMO-POS) (H3170-004-0) | Blue Cross and Blue Shield of Nebraska | MA-PD | HMO-POS | $0 | $400 | $5,900 | 3.5 |
| UHC Dual Complete NE-QV1 (HMO-POS D-SNP) (H2802-082-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $24.60 | $700 | $7,150 | 3.5 |
Showing 10 of 35 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.