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Medicare plans in Cape May County, NJ — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Cape May County, New Jersey has 57 Medicare plans (29 Medicare Advantage with drug coverage, 8 without, 12 standalone Part D, 8 Special Needs) from 11 carriers. 15 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,150.
Market snapshot
- Residents 65 and older
- 28,008
- Residents 60–64, aging in over the next five years
- 9,157
- Medicare eligibles
- 31,591
- Medicare Advantage penetration
- 33.3%
- Plans per 1,000 residents 65+
- 2
Carriers by number of plans
- Aetna Medicare — 11 plans
- Humana — 9 plans
- Wellcare — 8 plans
- UnitedHealthcare — 7 plans
- Clover Health — 4 plans
- HealthSpring — 4 plans
- Jefferson Health Plans — 4 plans
- Braven Health — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Longevity Health Plan (PPO I-SNP) (H9942-001-0) | Longevity Health Plan | SNP | PPO I-SNP | $40 | $615 | $9,250 | 5.0 |
|---|
| Longevity Health Plan (PPO I-SNP) (H9942-002-0) | Longevity Health Plan | SNP | PPO I-SNP | $172 | $615 | $4,250 | 5.0 |
|---|
| Clover Health Choice (PPO) (H5141-032-0) | Clover Health | MA-PD | PPO | $0 | $0 | $8,500 | 4.5 |
|---|
| Clover Health Choice Giveback (PPO) (H5141-054-0) | Clover Health | MA-PD | PPO | $0 | $200 | $8,499 | 4.5 |
|---|
| HumanaChoice Giveback H7617-045 (PPO) (H7617-045-0) | Humana | MA-PD | PPO | $0 | $360 | $7,250 | 4.5 |
|---|
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) (H0710-026-0) | UnitedHealthcare | SNP | PPO I-SNP | $42.40 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Elite (PPO) (H5521-123-0) | Aetna Medicare | MA-PD | PPO | $54 | $500 | $9,250 | 4.5 |
|---|
| Clover Health Choice Value (PPO) (H5141-042-0) | Clover Health | MA-PD | PPO | $54 | $150 | $8,250 | 4.5 |
|---|
| Aetna Medicare Enhanced (PPO) (H5521-512-0) | Aetna Medicare | MA-PD | PPO | $60 | $500 | $9,250 | 4.5 |
|---|
| Aetna Medicare Enhanced Advantage (PPO) (H5521-510-0) | Aetna Medicare | MA-PD | PPO | $91 | $615 | $9,250 | 4.5 |
|---|
Showing 10 of 57 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.