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Medicare plans in Chaves County, NM — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Chaves County, New Mexico has 33 Medicare plans (11 Medicare Advantage with drug coverage, 2 without, 11 standalone Part D, 9 Special Needs) from 10 carriers. 16 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,150.
Market snapshot
- Residents 65 and older
- 10,569
- Residents 60–64, aging in over the next five years
- 4,184
- Medicare eligibles
- 12,460
- Medicare Advantage penetration
- 46.3%
- Plans per 1,000 residents 65+
- 3.1
Carriers by number of plans
- Humana — 11 plans
- Blue Cross and Blue Shield of NM, TX — 5 plans
- UnitedHealthcare — 5 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 4 plans
- Blue Cross and Blue Shield of New Mexico — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Humana Essentials Plus Giveback H5216-435 (PPO) (H5216-435-3) | Humana | MA-PD | PPO | $0 | $0 | $7,850 | 3.5 |
|---|
| Humana Together in Health (PPO I-SNP) (H5216-444-0) | Humana | SNP | PPO I-SNP | $0 | $570 | $9,250 | 3.5 |
|---|
| HumanaChoice - Diabetes and Heart (PPO C-SNP) (H5216-443-0) | Humana | SNP | PPO C-SNP | $0 | $235 | $9,250 | 3.5 |
|---|
| HumanaChoice H5216-339 (PPO) (H5216-339-0) | Humana | MA-PD | PPO | $0 | $615 | $4,200 | 3.5 |
|---|
| UHC Dual Complete NM-S1 (PPO D-SNP) (H0294-050-0) | UnitedHealthcare | SNP | PPO D-SNP | $0 | $615 | $9,250 | 3.5 |
|---|
| UHC Dual Complete NM-V1 (PPO D-SNP) (H0294-051-0) | UnitedHealthcare | SNP | PPO D-SNP | $0 | $615 | $4,900 | 3.5 |
|---|
| UHC Dual Complete NM-Y1 (PPO D-SNP) (H0294-049-0) | UnitedHealthcare | SNP | PPO D-SNP | $0 | $615 | $9,250 | 3.5 |
|---|
| HumanaChoice H5216-223 (PPO) (H5216-223-0) | Humana | MA-PD | PPO | $9 | $200 | $4,900 | 3.5 |
|---|
| HumanaChoice H5216-196 (PPO) (H5216-196-2) | Humana | MA-PD | PPO | $19 | $615 | $7,200 | 3.5 |
|---|
| Humana USAA Honor Giveback (PPO) (H5216-436-3) | Humana | MA | PPO | | | $6,200 | 3.5 |
|---|
Showing 10 of 33 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.