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Medicare plans in Rio Arriba County, NM — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Rio Arriba County, New Mexico has 48 Medicare plans (19 Medicare Advantage with drug coverage, 5 without, 11 standalone Part D, 13 Special Needs) from 12 carriers. 27 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,000.
Market snapshot
- Residents 65 and older
- 8,742
- Residents 60–64, aging in over the next five years
- 2,591
- Medicare eligibles
- 10,108
- Medicare Advantage penetration
- 50.2%
- Plans per 1,000 residents 65+
- 5.5
Carriers by number of plans
- Humana — 11 plans
- UnitedHealthcare — 11 plans
- Presbyterian Health Plan — 5 plans
- Blue Cross and Blue Shield of NM, TX — 4 plans
- Devoted Health — 4 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 3 plans
- Blue Cross and Blue Shield of New Mexico — 2 plans
- CHRISTUS Health Advantage — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| UHC Complete Care NM-11 (PPO C-SNP) (H2001-070-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $520 | $5,900 | 4.5 |
|---|
| UHC Complete Care Support NM-1A (PPO C-SNP) (H2001-042-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $491 | $9,250 | 4.5 |
|---|
| AARP Medicare Advantage from UHC NM-0005 (PPO) (H2406-090-0) | UnitedHealthcare | MA-PD | PPO | $0 | $600 | $5,900 | 4.0 |
|---|
| AARP Medicare Advantage Giveback from UHC NM-8 (PPO) (H2406-097-0) | UnitedHealthcare | MA-PD | PPO | $0 | $600 | $6,700 | 4.0 |
|---|
| AARP Medicare Advantage from UHC NM-0002 (PPO) (H2406-055-0) | UnitedHealthcare | MA-PD | PPO | $31 | $520 | $4,900 | 4.0 |
|---|
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) (H2406-080-0) | UnitedHealthcare | MA | PPO | | | $6,700 | 4.0 |
|---|
| CHRISTUS Health Medicare Plus (HMO) (H1189-002-0) | CHRISTUS Health Advantage | MA-PD | HMO | $0 | $250 | $4,200 | 3.5 |
|---|
| Humana Essentials Plus Giveback H5216-435 (PPO) (H5216-435-3) | Humana | MA-PD | PPO | $0 | $0 | $7,850 | 3.5 |
|---|
| Humana Together in Health (PPO I-SNP) (H5216-444-0) | Humana | SNP | PPO I-SNP | $0 | $570 | $9,250 | 3.5 |
|---|
| Humana Value Choice H5216-078 (PPO) (H5216-078-6) | Humana | MA-PD | PPO | $0 | $615 | $5,000 | 3.5 |
|---|
Showing 10 of 48 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.