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Medicare plans in San Miguel County, NM — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, San Miguel County, New Mexico has 46 Medicare plans (16 Medicare Advantage with drug coverage, 4 without, 11 standalone Part D, 15 Special Needs) from 12 carriers. 26 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,250.
Market snapshot
- Residents 65 and older
- 6,868
- Residents 60–64, aging in over the next five years
- 2,258
- Medicare eligibles
- 7,445
- Medicare Advantage penetration
- 56.3%
- Plans per 1,000 residents 65+
- 6.7
Carriers by number of plans
- Humana — 16 plans
- UnitedHealthcare — 11 plans
- Devoted Health — 4 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 3 plans
- Blue Cross and Blue Shield of New Mexico — 2 plans
- CHRISTUS Health Advantage — 2 plans
- HealthSpring — 2 plans
- Wellcare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| UHC Complete Care NM-11 (PPO C-SNP) (H2001-070-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $520 | $5,900 | 4.5 |
|---|
| UHC Complete Care Support NM-1A (PPO C-SNP) (H2001-042-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $491 | $9,250 | 4.5 |
|---|
| HumanaChoice H7617-068 (PPO) (H7617-068-0) | Humana | MA-PD | PPO | $9 | $200 | $4,900 | 4.5 |
|---|
| Humana Full Access H7617-069 (PPO) (H7617-069-0) | Humana | MA-PD | PPO | $64 | $615 | $3,400 | 4.5 |
|---|
| AARP Medicare Advantage from UHC NM-0005 (PPO) (H2406-090-0) | UnitedHealthcare | MA-PD | PPO | $0 | $600 | $5,900 | 4.0 |
|---|
| AARP Medicare Advantage Giveback from UHC NM-8 (PPO) (H2406-097-0) | UnitedHealthcare | MA-PD | PPO | $0 | $600 | $6,700 | 4.0 |
|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H4461-065-0) | Humana | SNP | HMO C-SNP | $0 | $615 | $3,250 | 4.0 |
|---|
| Humana Total Complete H4461-064 (HMO) (H4461-064-0) | Humana | MA-PD | HMO | $0 | $0 | $3,800 | 4.0 |
|---|
| AARP Medicare Advantage from UHC NM-0002 (PPO) (H2406-055-0) | UnitedHealthcare | MA-PD | PPO | $31 | $520 | $4,900 | 4.0 |
|---|
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) (H2406-080-0) | UnitedHealthcare | MA | PPO | | | $6,700 | 4.0 |
|---|
Showing 10 of 46 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.