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Medicare plans in Torrance County, NM — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Torrance County, New Mexico has 45 Medicare plans (18 Medicare Advantage with drug coverage, 2 without, 10 standalone Part D, 15 Special Needs) from 9 carriers. 30 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,250.
What changed vs 2026
- 10 fewer plans than 2026
- Carriers entered: Molina Healthcare of New Mexico
- Carriers exited: Molina Healthcare of Arizona
- $0-premium plans down 5
- Average star rating up 0.4
Market snapshot
- Residents 65 and older
- 3,488
- Residents 60–64, aging in over the next five years
- 1,204
- Medicare eligibles
- 4,055
- Medicare Advantage penetration
- 63.7%
- Plans per 1,000 residents 65+
- 12.9
Carriers by number of plans
- Humana — 14 plans
- UnitedHealthcare — 14 plans
- Devoted Health — 6 plans
- Blue Cross and Blue Shield of New Mexico — 3 plans
- HealthSpring — 3 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- Molina Healthcare of New Mexico — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H0028-076-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H4461-065-0) | Humana | SNP | HMO C-SNP | $0 | $100 | $3,250 | 4.5 |
| Humana Gold Plus H0028-019 (HMO) (H0028-019-0) | Humana | MA-PD | HMO | $0 | $700 | $3,800 | 4.5 |
| Humana Total Complete (HMO) (H4461-064-0) | Humana | MA-PD | HMO | $0 | $700 | $3,800 | 4.5 |
| UHC Complete Care NM-11 (PPO C-SNP) (H2001-070-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $585 | $4,900 | 4.5 |
| UHC Complete Care Support NM-1A (PPO C-SNP) (H2001-042-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $100 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-110-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| HumanaChoice H7617-068 (PPO) (H7617-068-0) | Humana | MA-PD | PPO | $20 | $300 | $4,900 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-205-0) | Humana | PDP | PDP | $49.30 | $687 | 4.5 | |
| Humana Full Access (PPO) (H7617-069-0) | Humana | MA-PD | PPO | $60 | $700 | $3,900 | 4.5 |
Showing 10 of 45 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.