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Medicare plans in Washoe County, NV — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Washoe County, Nevada has 57 Medicare plans (21 Medicare Advantage with drug coverage, 4 without, 10 standalone Part D, 22 Special Needs) from 11 carriers. 29 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $199.
Market snapshot
- Residents 65 and older
- 88,010
- Residents 60–64, aging in over the next five years
- 32,304
- Medicare eligibles
- 106,112
- Medicare Advantage penetration
- 47.5%
- Plans per 1,000 residents 65+
- 0.6
Carriers by number of plans
- Humana — 9 plans
- UnitedHealthcare — 9 plans
- Aetna Medicare — 8 plans
- Champion Health Plan — 7 plans
- Prominence Health Plan — 6 plans
- Kaiser Permanente — 5 plans
- Alignment Health Plan — 4 plans
- Wellcare — 4 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Alignment Health Platinum + Instacart (HMO) (H9686-007-0) | Alignment Health Plan | MA-PD | HMO | $0 | $0 | $2,200 | 5.0 |
|---|
| Alignment Health smartHMO (HMO) (H9686-008-0) | Alignment Health Plan | MA-PD | HMO | $0 | $615 | $5,000 | 5.0 |
|---|
| Renown Preferred Plan by Senior Care Plus (HMO) (H2960-023-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $2,700 | 5.0 |
|---|
| Senior Care Plus Essential plan (HMO) (H2960-012-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $2,700 | 5.0 |
|---|
| Alignment Health Heart & Diabetes NVPlus (HMO C-SNP) (H9686-006-0) | Alignment Health Plan | SNP | HMO C-SNP | $9.50 | $615 | $9,250 | 5.0 |
|---|
| Alignment Health the ONE (HMO D-SNP) (H9686-005-0) | Alignment Health Plan | SNP | HMO D-SNP | $9.50 | $615 | $9,250 | 5.0 |
|---|
| Senior Care Plus Extensive Duals Plan (HMO D-SNP) (H2960-024-0) | Kaiser Permanente | SNP | HMO D-SNP | $9.50 | $615 | $8,300 | 5.0 |
|---|
| Senior Care Plus Select Plan (HMO) (H2960-018-0) | Kaiser Permanente | MA-PD | HMO | $180 | $0 | $1,450 | 5.0 |
|---|
| Senior Care Plus Patriot Plan (HMO) (H2960-009-0) | Kaiser Permanente | MA | HMO | | | $2,750 | 5.0 |
|---|
| AARP Medicare Advantage from UHC NV-0006 (HMO-POS) (H0609-040-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $520 | $4,200 | 4.5 |
|---|
Showing 10 of 57 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.