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Medicare plans in Lorain County, OH — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Lorain County, Ohio has 102 Medicare plans (51 Medicare Advantage with drug coverage, 11 without, 9 standalone Part D, 31 Special Needs) from 16 carriers. 59 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
What changed vs 2026
- 15 fewer plans than 2026
- Carriers exited: UnitedHealthcare Community Plan
- $0-premium plans up 8
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 62,902
- Residents 60–64, aging in over the next five years
- 21,627
- Medicare eligibles
- 79,491
- Medicare Advantage penetration
- 58.0%
- Plans per 1,000 residents 65+
- 1.6
Carriers by number of plans
- Humana — 23 plans
- UnitedHealthcare — 13 plans
- Anthem Blue Cross and Blue Shield — 11 plans
- Devoted Health — 11 plans
- Aetna Medicare — 7 plans
- Medical Mutual of Ohio — 6 plans
- SummaCare Medicare Advantage Plans — 6 plans
- Wellcare — 6 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan OH-F001 (PPO I-SNP) (H0710-027-0) | UnitedHealthcare | SNP | PPO I-SNP | $12.70 | $700 | $9,850 | 5.0 |
| UHC Care Advantage OH-E001 (PPO I-SNP) (H0710-057-0) | UnitedHealthcare | SNP | PPO I-SNP | $21.10 | $270 | $4,000 | 5.0 |
| Anthem Veteran (PPO) (H4036-022-0) | Anthem Blue Cross and Blue Shield | MA | PPO | $0 | $5,900 | 4.5 | |
| DEVOTED CHOICE 001 OH (PPO) (H2526-001-0) | Devoted Health | MA-PD | PPO | $0 | $650 | $5,300 | 4.5 |
| DEVOTED CHOICE 003 OH (PPO) (H2526-003-0) | Devoted Health | MA-PD | PPO | $0 | $650 | $5,300 | 4.5 |
| DEVOTED CHOICE MA ONLY 002 OH (PPO) (H2526-002-0) | Devoted Health | MA | PPO | $0 | $9,250 | 4.5 | |
| Humana Essentials Plus Giveback (PPO) (H7617-144-2) | Humana | MA-PD | PPO | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H0292-004 (HMO-POS) (H0292-004-0) | Humana | MA-PD | HMO-POS | $0 | $350 | $4,200 | 4.5 |
| Humana Senior Living Plan (PPO I-SNP) (H7617-142-0) | Humana | SNP | PPO I-SNP | $0 | $400 | $6,180 | 4.5 |
| Humana Together in Health (PPO I-SNP) (H7617-140-0) | Humana | SNP | PPO I-SNP | $0 | $200 | $9,850 | 4.5 |
Showing 10 of 102 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.