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Medicare plans in Pontotoc County, OK — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Pontotoc County, Oklahoma has 34 Medicare plans (9 Medicare Advantage with drug coverage, 3 without, 9 standalone Part D, 13 Special Needs) from 6 carriers. 20 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,450.
What changed vs 2026
- 17 fewer plans than 2026
- Carriers exited: Blue Cross and Blue Shield of Oklahoma
- $0-premium plans down 3
- Average star rating up 0.3
Market snapshot
- Residents 65 and older
- 6,504
- Residents 60–64, aging in over the next five years
- 2,660
- Medicare eligibles
- 8,632
- Medicare Advantage penetration
- 31.3%
- Plans per 1,000 residents 65+
- 5.2
Carriers by number of plans
- Humana — 16 plans
- GlobalHealth — 7 plans
- UnitedHealthcare — 5 plans
- Aetna Medicare — 2 plans
- HealthSpring — 2 plans
- Wellcare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Essentials Plus Giveback (PPO) (H7617-056-0) | Humana | MA-PD | PPO | $0 | $700 | $7,925 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-012-0) | Humana | MA | PPO | $0 | $4,700 | 4.5 | |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) (H7617-078-0) | Humana | SNP | PPO C-SNP | $0 | $500 | $6,600 | 4.5 |
| HumanaChoice SNP-DE H7617-076 (PPO D-SNP) (H7617-076-0) | Humana | SNP | PPO D-SNP | $0 | $100 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-144-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| UHC Dual Complete OK-S001 (PPO D-SNP) (H2001-056-0) | UnitedHealthcare | SNP | PPO D-SNP | $10.30 | $700 | $9,850 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-202-0) | Humana | PDP | PDP | $40 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-169-0) | Humana | PDP | PDP | $127.90 | $350 | 4.5 | |
| Humana USAA Honor Giveback (PPO) (H5216-278-1) | Humana | MA | PPO | $0 | $4,700 | 4.0 | |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) (H5216-372-0) | Humana | SNP | PPO C-SNP | $0 | $500 | $6,600 | 4.0 |
Showing 10 of 34 plans.
Nearby counties
Agent Tools
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.