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Medicare plans in Deschutes County, OR — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Deschutes County, Oregon has 16 Medicare plans (4 Medicare Advantage with drug coverage, 1 without, 10 standalone Part D, 1 Special Needs) from 6 carriers. 0 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $5,500.
Market snapshot
- Residents 65 and older
- 43,870
- Residents 60–64, aging in over the next five years
- 13,942
- Medicare eligibles
- 53,725
- Medicare Advantage penetration
- 38.6%
- Plans per 1,000 residents 65+
- 0.4
Carriers by number of plans
- PacificSource Medicare — 6 plans
- Humana — 3 plans
- HealthSpring — 2 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| PacificSource Dual Care (HMO D-SNP) (H3864-043-0) | PacificSource Medicare | SNP | HMO D-SNP | $10.50 | $615 | $9,250 | 3.5 |
|---|
| PacificSource Medicare Essentials Choice Rx 36 (HMO-POS) (H3864-036-0) | PacificSource Medicare | MA-PD | HMO-POS | $28 | $499 | $6,500 | 3.5 |
|---|
| PacificSource Medicare Essentials Rx 27 (HMO) (H3864-027-0) | PacificSource Medicare | MA-PD | HMO | $61 | $399 | $6,700 | 3.5 |
|---|
| PacificSource Medicare Essentials Choice Rx 14 (HMO-POS) (H3864-014-0) | PacificSource Medicare | MA-PD | HMO-POS | $104 | $199 | $5,950 | 3.5 |
|---|
| PacificSource Medicare Essentials Rx 6 (HMO) (H3864-006-0) | PacificSource Medicare | MA-PD | HMO | $223 | $99 | $5,500 | 3.5 |
|---|
| PacificSource Medicare Essentials Choice 2 (HMO-POS) (H3864-002-0) | PacificSource Medicare | MA | HMO-POS | | | $5,950 | 3.5 |
|---|
| HealthSpring Assurance Rx (PDP) (S5617-148-0) | HealthSpring | PDP | PDP | $0 | $615 | | Not rated |
|---|
| Humana Basic Rx Plan (PDP) (S5884-113-0) | Humana | PDP | PDP | $0 | $615 | | Not rated |
|---|
| Wellcare Classic (PDP) (S4802-020-0) | Wellcare | PDP | PDP | $0 | $615 | | Not rated |
|---|
| Wellcare Value Script (PDP) (S4802-135-0) | Wellcare | PDP | PDP | $0 | $615 | | Not rated |
|---|
Showing 10 of 16 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.