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Medicare plans in Franklin County, PA — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Franklin County, Pennsylvania has 94 Medicare plans (50 Medicare Advantage with drug coverage, 7 without, 12 standalone Part D, 25 Special Needs) from 14 carriers. 28 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $1,500.
Market snapshot
- Residents 65 and older
- 31,775
- Residents 60–64, aging in over the next five years
- 11,251
- Medicare eligibles
- 39,546
- Medicare Advantage penetration
- 43.6%
- Plans per 1,000 residents 65+
- 3
Carriers by number of plans
- Aetna Medicare — 14 plans
- UnitedHealthcare — 14 plans
- Humana — 11 plans
- Jefferson Health Plans — 9 plans
- Capital Blue Cross — 8 plans
- Devoted Health — 8 plans
- Geisinger Gold — 8 plans
- Highmark Blue Cross Blue Shield or Highmark Blue Shield — 7 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| AARP Medicare Advantage from UHC PA-0015 (PPO) (H2001-110-0) | UnitedHealthcare | MA-PD | PPO | $0 | $440 | $6,700 | 4.5 |
|---|
| Aetna Medicare Advantra Signature (PPO) (H5522-004-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Advantra Signature Giveback (PPO) (H5522-017-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Signature Extra (PPO) (H5521-263-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $6,750 | 4.5 |
|---|
| Aetna Medicare Signature Giveback (PPO) (H5522-022-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $6,750 | 4.5 |
|---|
| Capital Blue Cross Essential (HMO) (H3962-022-5) | Capital Blue Cross | MA-PD | HMO | $0 | $375 | $6,000 | 4.5 |
|---|
| Capital Blue Cross Value (PPO) (H3923-045-5) | Capital Blue Cross | MA-PD | PPO | $0 | $550 | $9,000 | 4.5 |
|---|
| Community Blue Medicare HMO Signature (HMO) (H3957-042-6) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | MA-PD | HMO | $0 | $615 | $6,500 | 4.5 |
|---|
| Geisinger Gold Classic Essential Rx (HMO) (H3954-161-0) | Geisinger Gold | MA-PD | HMO | $0 | $0 | $6,750 | 4.5 |
|---|
| Geisinger Gold Preferred Complete Rx (PPO) (H3924-065-0) | Geisinger Gold | MA-PD | PPO | $0 | $0 | $7,200 | 4.5 |
|---|
Showing 10 of 94 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.