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Medicare plans in Providence County, RI — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Providence County, Rhode Island has 32 Medicare plans (10 Medicare Advantage with drug coverage, 3 without, 10 standalone Part D, 9 Special Needs) from 8 carriers. 10 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,900.
What changed vs 2026
- 2 fewer plans than 2026
- $0-premium plans down 1
- Average star rating down 0.1
Market snapshot
- Residents 65 and older
- 108,512
- Residents 60–64, aging in over the next five years
- 44,062
- Medicare eligibles
- 134,711
- Medicare Advantage penetration
- 64.5%
- Plans per 1,000 residents 65+
- 0.3
Carriers by number of plans
- UnitedHealthcare — 12 plans
- Blue Cross & Blue Shield of Rhode Island — 6 plans
- Aetna Medicare — 4 plans
- Humana — 3 plans
- Blue MedicareRx — 2 plans
- Neighborhood Health Plan of Rhode Island — 2 plans
- Wellcare — 2 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan RI-F001 (PPO I-SNP) (H0710-035-0) | UnitedHealthcare | SNP | PPO I-SNP | $0 | $700 | $9,850 | 5.0 |
| Humana Basic Rx Plan (PDP) (S5884-102-0) | Humana | PDP | PDP | $26.10 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-182-0) | Humana | PDP | PDP | $107.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-149-0) | Humana | PDP | PDP | $146.30 | $350 | 4.5 | |
| AARP Medicare Advantage from UHC RI-0002 (HMO-POS) (H5253-150-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $685 | $6,300 | 4.0 |
| AARP Medicare Advantage Patriot No Rx RI-MA01 (HMO-POS) (H5253-149-0) | UnitedHealthcare | MA | HMO-POS | $0 | $6,200 | 4.0 | |
| Aetna Medicare Eagle Giveback (PPO) (H5521-296-0) | Aetna Medicare | MA | PPO | $0 | $7,150 | 4.0 | |
| Aetna Medicare Signature (PPO) (H5521-375-0) | Aetna Medicare | MA-PD | PPO | $0 | $700 | $7,150 | 4.0 |
| UHC Complete Care RI-4 (HMO-POS C-SNP) (H5253-168-0) | UnitedHealthcare | SNP | HMO-POS C-SNP | $0 | $685 | $5,900 | 4.0 |
| AARP Medicare Advantage from UHC RI-0003 (PPO) (H8768-046-0) | UnitedHealthcare | MA-PD | PPO | $27 | $685 | $7,150 | 4.0 |
Showing 10 of 32 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.