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Medicare plans in Richland County, SC — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Richland County, South Carolina has 69 Medicare plans (28 Medicare Advantage with drug coverage, 10 without, 11 standalone Part D, 20 Special Needs) from 10 carriers. 21 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $5,000.
Market snapshot
- Residents 65 and older
- 59,468
- Residents 60–64, aging in over the next five years
- 24,434
- Medicare eligibles
- 80,443
- Medicare Advantage penetration
- 43.1%
- Plans per 1,000 residents 65+
- 1.2
Carriers by number of plans
- Humana — 26 plans
- UnitedHealthcare — 14 plans
- Aetna Medicare — 9 plans
- Wellcare — 9 plans
- Blue Cross Blue Shield of South Carolina — 4 plans
- HealthSpring — 2 plans
- NHC Advantage — 2 plans
- First Choice VIP Care (HMO D-SNP) — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
| Senior Care (HMO I-SNP) (H4172-003-0) | NHC Advantage | SNP | HMO I-SNP | $0 | $250 | $5,000 | 5.0 |
| NHC Advantage (HMO I-SNP) (H4172-001-0) | NHC Advantage | SNP | HMO I-SNP | $31 | $615 | $8,100 | 5.0 |
| Aetna Medicare Signature (HMO) (H3146-014-0) | Aetna Medicare | MA-PD | HMO | $0 | $500 | $8,200 | 4.5 |
| Aetna Medicare Signature (PPO) (H5521-245-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $8,750 | 4.5 |
| Aetna Medicare Signature Care (PPO) (H5521-500-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.5 |
| HumanaChoice Giveback H7617-094 (PPO) (H7617-094-0) | Humana | MA-PD | PPO | $0 | $450 | $9,250 | 4.5 |
| HumanaChoice H7617-095 (PPO) (H7617-095-0) | Humana | MA-PD | PPO | $0 | $350 | $6,750 | 4.5 |
| UHC Complete Care SC-1 (PPO C-SNP) (H2001-060-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $440 | $6,700 | 4.5 |
| UHC Dual Complete SC-V001 (PPO D-SNP) (H2001-059-0) | UnitedHealthcare | SNP | PPO D-SNP | $2.30 | $615 | $5,900 | 4.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) (H3146-023-0) | Aetna Medicare | SNP | HMO D-SNP | $9.30 | $615 | $9,250 | 4.5 |
Showing 10 of 69 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.