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Medicare plans in Lake County, SD — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Lake County, South Dakota has 28 Medicare plans (6 Medicare Advantage with drug coverage, 2 without, 9 standalone Part D, 5 Special Needs) from 8 carriers. 7 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,900.
What changed vs 2026
- 3 fewer plans than 2026
- Carriers exited: Wellmark Advantage Health Plan
- $0-premium plans up 2
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 2,666
- Residents 60–64, aging in over the next five years
- 882
- Medicare eligibles
- 2,909
- Medicare Advantage penetration
- 34.6%
- Plans per 1,000 residents 65+
- 10.5
Carriers by number of plans
- Aetna Medicare — 8 plans
- Medica — 6 plans
- UnitedHealthcare — 5 plans
- Humana — 3 plans
- Align powered by Sanford Health Plan — 2 plans
- Wellcare — 2 plans
- HealthSpring — 1 plan
- MedicareBlue Rx — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx SI-MA2 (PPO) (H2001-139-0) | UnitedHealthcare | MA | PPO | $0 | $7,150 | 4.5 | |
| Humana Basic Rx Plan (PDP) (S5884-145-0) | Humana | PDP | PDP | $18.30 | $700 | 4.5 | |
| UHC Dual Complete SD-Q1 (PPO D-SNP) (H2001-046-0) | UnitedHealthcare | SNP | PPO D-SNP | $24.60 | $700 | $9,850 | 4.5 |
| UHC Dual Complete SD-S2 (PPO D-SNP) (H2001-077-0) | UnitedHealthcare | SNP | PPO D-SNP | $24.60 | $700 | $9,850 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-204-0) | Humana | PDP | PDP | $33.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-171-0) | Humana | PDP | PDP | $123 | $350 | 4.5 | |
| Aetna Medicare Dual Classic (PPO D-SNP) (H1608-062-0) | Aetna Medicare | SNP | PPO D-SNP | $0 | $700 | $9,850 | 4.0 |
| Aetna Medicare Eagle Classic (PPO) (H1608-061-0) | Aetna Medicare | MA | PPO | $0 | $7,150 | 4.0 | |
| Aetna Medicare Full Dual (PPO D-SNP) (H5521-758-0) | Aetna Medicare | SNP | PPO D-SNP | $0 | $700 | $9,850 | 4.0 |
| Aetna Medicare Full Dual Classic (PPO D-SNP) (H1608-121-0) | Aetna Medicare | SNP | PPO D-SNP | $0 | $700 | $9,850 | 4.0 |
Showing 10 of 28 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.