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Medicare plans in Franklin County, TN — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Franklin County, Tennessee has 64 Medicare plans (26 Medicare Advantage with drug coverage, 8 without, 12 standalone Part D, 18 Special Needs) from 9 carriers. 15 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $1,900.
Market snapshot
- Residents 65 and older
- 9,181
- Residents 60–64, aging in over the next five years
- 3,330
- Medicare eligibles
- 11,757
- Medicare Advantage penetration
- 46.8%
- Plans per 1,000 residents 65+
- 7
Carriers by number of plans
- Humana — 17 plans
- UnitedHealthcare — 12 plans
- Wellcare — 8 plans
- BlueCross BlueShield of Tennessee — 7 plans
- Wellpoint — 6 plans
- Aetna Medicare — 5 plans
- HealthSpring — 4 plans
- BlueCare Plus Tennessee — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Aetna Medicare Signature (PPO) (H5521-254-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $6,750 | 4.5 |
|---|
| HealthSpring Preferred (HMO) (H4513-049-2) | HealthSpring | MA-PD | HMO | $0 | $200 | $4,900 | 4.5 |
|---|
| UHC Medicare Advantage TC-0001 (PPO) (H2001-104-0) | UnitedHealthcare | MA-PD | PPO | $0 | $440 | $6,700 | 4.5 |
|---|
| Aetna Medicare Value Plus (HMO) (H3146-012-0) | Aetna Medicare | MA-PD | HMO | $15.10 | $615 | $6,750 | 4.5 |
|---|
| Aetna Medicare Enhanced (PPO) (H5521-501-0) | Aetna Medicare | MA-PD | PPO | $27.70 | $615 | $6,750 | 4.5 |
|---|
| Humana Value Plus H7617-088 (PPO) (H7617-088-0) | Humana | MA-PD | PPO | $27.70 | $615 | $4,900 | 4.5 |
|---|
| Aetna Medicare Eagle Giveback (PPO) (H5521-279-0) | Aetna Medicare | MA | PPO | | | $8,200 | 4.5 |
|---|
| HealthSpring Courage (HMO) (H4513-033-0) | HealthSpring | MA | HMO | | | $3,900 | 4.5 |
|---|
| AARP Medicare Advantage from UHC TC-0002 (HMO-POS) (H5253-047-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $355 | $4,200 | 4.0 |
|---|
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) (H5253-121-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $6,700 | 4.0 |
|---|
Showing 10 of 64 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.