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Medicare plans in Essex County, VT — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Essex County, Vermont has 12 Medicare plans (2 Medicare Advantage with drug coverage, 0 without, 10 standalone Part D, 0 Special Needs) from 5 carriers. 2 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $7,150.
What changed vs 2026
- 2 fewer plans than 2026
- Carriers exited: Aetna Medicare
- $0-premium plans down 1
- Average star rating up 0.3
Market snapshot
- Residents 65 and older
- 1,651
- Residents 60–64, aging in over the next five years
- 524
- Medicare eligibles
- 2,118
- Medicare Advantage penetration
- 26.2%
- Plans per 1,000 residents 65+
- 7.3
Carriers by number of plans
- Humana — 5 plans
- Blue MedicareRx — 2 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| HumanaChoice Giveback H7617-046 (PPO) (H7617-046-0) | Humana | MA-PD | PPO | $0 | $700 | $7,150 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-102-0) | Humana | PDP | PDP | $26.10 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-182-0) | Humana | PDP | PDP | $107.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-149-0) | Humana | PDP | PDP | $146.30 | $350 | 4.5 | |
| HumanaChoice Giveback H5216-138 (PPO) (H5216-138-0) | Humana | MA-PD | PPO | $0 | $700 | $7,150 | 4.0 |
| Wellcare Value Script (PDP) (S4802-137-0) | Wellcare | PDP | PDP | $13.30 | $700 | 3.0 | |
| Wellcare Classic (PDP) (S4802-076-0) | Wellcare | PDP | PDP | $21.30 | $700 | 3.0 | |
| Blue MedicareRx Value Plus (PDP) (S2893-001-0) | Blue MedicareRx | PDP | PDP | $25.50 | $700 | 3.0 | |
| AARP Medicare Rx Saver from UHC (PDP) (S5921-348-0) | UnitedHealthcare | PDP | PDP | $122.20 | $700 | 3.0 | |
| AARP Medicare Rx Preferred from UHC (PDP) (S5921-385-0) | UnitedHealthcare | PDP | PDP | $239.80 | $300 | 3.0 |
Showing 10 of 12 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.