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Medicare plans in Nicholas County, WV — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Nicholas County, West Virginia has 63 Medicare plans (29 Medicare Advantage with drug coverage, 8 without, 12 standalone Part D, 14 Special Needs) from 11 carriers. 20 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,000.
Market snapshot
- Residents 65 and older
- 5,809
- Residents 60–64, aging in over the next five years
- 1,984
- Medicare eligibles
- 7,384
- Medicare Advantage penetration
- 64.3%
- Plans per 1,000 residents 65+
- 10.8
Carriers by number of plans
- Humana — 22 plans
- UnitedHealthcare — 9 plans
- Aetna Medicare — 8 plans
- Highmark Blue Cross Blue Shield — 6 plans
- The Health Plan — 6 plans
- Wellpoint — 3 plans
- HealthSpring — 2 plans
- Highmark Blue Shield — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Humana USAA Honor Giveback with Rx (PPO) (H7617-072-0) | Humana | MA-PD | PPO | $0 | $615 | $8,850 | 4.5 |
|---|
| HumanaChoice Giveback H7617-065 (PPO) (H7617-065-0) | Humana | MA-PD | PPO | $0 | $325 | $9,250 | 4.5 |
|---|
| Peak Advantage Vista (PPO) (H8947-001-1) | Peak Health | MA-PD | PPO | $0 | $0 | $7,000 | 4.5 |
|---|
| Peak Advantage Summit (PPO) (H8947-002-1) | Peak Health | MA-PD | PPO | $16 | $0 | $5,700 | 4.5 |
|---|
| UHC Dual Complete WV-S001 (PPO D-SNP) (H2001-030-0) | UnitedHealthcare | SNP | PPO D-SNP | $31 | $615 | $9,250 | 4.5 |
|---|
| UHC Dual Complete WV-S2 (PPO D-SNP) (H2001-082-0) | UnitedHealthcare | SNP | PPO D-SNP | $32.50 | $615 | $9,250 | 4.5 |
|---|
| UHC Dual Complete WV-V001 (PPO D-SNP) (H2001-061-0) | UnitedHealthcare | SNP | PPO D-SNP | $32.70 | $615 | $5,900 | 4.5 |
|---|
| Aetna Medicare Advantra Signature (PPO) (H1608-040-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $7,500 | 4.0 |
|---|
| Aetna Medicare Advantra Signature Giveback (PPO) (H1608-031-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.0 |
|---|
| Aetna Medicare Advantra Enhanced (PPO) (H1608-027-0) | Aetna Medicare | MA-PD | PPO | $29 | $615 | $6,750 | 4.0 |
|---|
Showing 10 of 63 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.