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Marketplace health plans in Pinal County, AZ — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Pinal County, Arizona has 78 Marketplace health plans from 6 insurers: 26 bronze, 27 silver, 24 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $501.43 per month; the lowest bronze premium is $401.31.
What changed vs 2025
- Benchmark silver premium up $119.61 a month (+31.3%) from 2025
- 1 more plan than 2025
- Insurers entered: Antidote Health Plan of Arizona, Inc.
- Insurers exited: BannerAetna
- Lowest bronze premium up $90.48 a month
Market snapshot
- Residents under 65
- 367,970
- Insurers
- 6
- Plans by metal level
- 26 bronze, 27 silver, 24 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $501.43/mo
- Lowest bronze premium, age 40, before subsidies
- $401.31/mo
- Lowest gold premium, age 40, before subsidies
- $591.25/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $4,800
Insurers in the county
- Oscar Health Plan, Inc. — 17 plans (Bronze, Silver, Gold)
- Ambetter from Arizona Complete Health — 16 plans (Bronze, Silver, Gold)
- Antidote Health Plan of Arizona, Inc. — 16 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Blue Cross Blue Shield of Arizona — 10 plans (Bronze, Silver, Gold)
- Imperial Insurance Companies, Inc. — 5 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Catastrophic Standard (68445AZ0590050) | Antidote Health Plan of Arizona, Inc. | HMO | $352.70 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx (68445AZ0600010) | Antidote Health Plan of Arizona, Inc. | HMO | $401.31 | $8,700 | $10,600 | 26 |
|---|
| Silver | Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx (68445AZ0600020) | Antidote Health Plan of Arizona, Inc. | HMO | $498.84 | $7,500 | $10,600 | 27 |
|---|
| Gold | Imperial Standard Gold (85533AZ0010003) | Imperial Insurance Companies, Inc. | HMO | $591.25 | $2,000 | $8,200 | 24 |
|---|
One plan per metal level shown, of 78 plans in the county.
Benchmark silver premium by age
The benchmark plan (Imperial Insurance Companies, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $392.36 | $411.19 | $445.32 | $501.43 | $700.75 | $1,064.86 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.