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Marketplace health plans in Gila County, AZ — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Gila County, Arizona has 45 Marketplace health plans from 4 insurers: 15 bronze, 15 silver, 15 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $514.25 per month; the lowest bronze premium is $429.73.
What changed vs 2025
- Benchmark silver premium up $132.43 a month (+34.7%) from 2025
- 21 fewer plans than 2025
- Insurers exited: BannerAetna
- Lowest bronze premium up $118.90 a month
Market snapshot
- Residents under 65
- 37,174
- Insurers
- 4
- Plans by metal level
- 15 bronze, 15 silver, 15 gold
- Benchmark silver premium, age 40, before subsidies
- $514.25/mo
- Lowest bronze premium, age 40, before subsidies
- $429.73/mo
- Lowest gold premium, age 40, before subsidies
- $591.25/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $4,800
Insurers in the county
- Ambetter from Arizona Complete Health — 16 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Blue Cross Blue Shield of Arizona — 10 plans (Bronze, Silver, Gold)
- Imperial Insurance Companies, Inc. — 5 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Imperial Standard Bronze (85533AZ0010001) | Imperial Insurance Companies, Inc. | HMO | $429.73 | $7,500 | $10,000 | 15 |
|---|
| Silver | Imperial Standard Silver (85533AZ0010002) | Imperial Insurance Companies, Inc. | HMO | $501.43 | $6,000 | $8,900 | 15 |
|---|
| Gold | Imperial Standard Gold (85533AZ0010003) | Imperial Insurance Companies, Inc. | HMO | $591.25 | $2,000 | $8,200 | 15 |
|---|
One plan per metal level shown, of 45 plans in the county.
Benchmark silver premium by age
The benchmark plan (Imperial Insurance Companies, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $402.38 | $421.70 | $456.70 | $514.25 | $718.66 | $1,092.07 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.