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Marketplace health plans in Gila County, AZ — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Gila County, Arizona has 42 Marketplace health plans from 4 insurers: 14 bronze, 15 silver, 13 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $636.69 per month; the lowest bronze premium is $498.56.
What changed vs 2026
- Benchmark silver premium up $122.44 a month (+23.8%) from 2026
- 3 fewer plans than 2026
- Lowest bronze premium up $68.83 a month
Market snapshot
- Residents under 65
- 37,174
- Insurers
- 4
- Plans by metal level
- 14 bronze, 15 silver, 13 gold
- Benchmark silver premium, age 40, before subsidies
- $636.69/mo
- Lowest bronze premium, age 40, before subsidies
- $498.56/mo
- Lowest gold premium, age 40, before subsidies
- $734.49/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $6,000
Insurers in the county
- Ambetter from Arizona Complete Health — 15 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Blue Cross Blue Shield of Arizona — 7 plans (Bronze, Silver, Gold)
- Imperial Insurance Companies, Inc. — 5 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Imperial Classic Bronze (85533AZ0010001) | Imperial Insurance Companies, Inc. | HMO | $498.56 | $7,500 | $12,000 | 14 |
| Silver | Imperial Classic Silver (85533AZ0010002) | Imperial Insurance Companies, Inc. | HMO | $618.72 | $6,400 | $10,300 | 15 |
| Gold | Imperial Classic Gold (85533AZ0010003) | Imperial Insurance Companies, Inc. | HMO | $734.49 | $2,500 | $8,600 | 13 |
One plan per metal level shown, of 42 plans in the county.
Benchmark silver premium by age
The benchmark plan (Imperial Insurance Companies, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $498.20 | $522.11 | $565.45 | $636.69 | $889.78 | $1,352.10 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.