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Marketplace health plans in Bradford County, FL — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Bradford County, Florida has 88 Marketplace health plans from 4 insurers: 27 bronze, 32 silver, 19 gold, 9 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $717.52 per month; the lowest bronze premium is $559.53.

What changed vs 2026

  • Benchmark silver premium up $20.11 a month (+2.9%) from 2026
  • 17 fewer plans than 2026
  • Insurers exited: Molina Healthcare
  • Lowest bronze premium up $44.66 a month

Market snapshot

Residents under 65
22,817
Insurers
4
Plans by metal level
27 bronze, 32 silver, 19 gold, 9 platinum, 1 catastrophic
Benchmark silver premium, age 40, before subsidies
$717.52/mo
Lowest bronze premium, age 40, before subsidies
$559.53/mo
Lowest gold premium, age 40, before subsidies
$748.80/mo
Lowest silver deductible
$3,500
Lowest out-of-pocket maximum
$4,000

Insurers in the county

  • Florida Blue HMO (a BlueCross BlueShield FL company) — 41 plans (Catastrophic, Bronze, Silver, Gold, Platinum)
  • Ambetter Health — 19 plans (Bronze, Silver, Gold)
  • AvMed — 14 plans (Bronze, Silver, Gold, Platinum)
  • Florida Blue (BlueCross BlueShield FL) — 14 plans (Bronze, Silver, Gold, Platinum)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
CatastrophicmyBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) (30252FL0210014)Florida Blue HMO (a BlueCross BlueShield FL company)HMO$454.34$12,000$12,0001
BronzeSignature Expanded Bronze (49004FL0010001)Ambetter HealthHMO$559.53$7,500$12,00027
SilverClarity Silver (49004FL0010031)Ambetter HealthHMO$679.26$8,000$9,40032
GoldSignature Gold (49004FL0010013)Ambetter HealthHMO$748.80$2,500$8,60019
PlatinumAvMed Entrust Platinum 25 (2027) (19898FL0340064)AvMedHMO$1,239.97$0$7,7509

One plan per metal level shown, of 88 plans in the county.

Benchmark silver premium by age

The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$561.45$588.39$637.23$717.52$1,002.73$1,523.74

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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.

About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.